Banking and borrowing - expiration date

[gncntry]

I am waiting for ROFR and hopefully will be a new DVC owner soon. I will have a March Use Year.

I have a question about banking and borrowing and when the points have to be used by.

If I bank 2012 points into 2013 and then borrow 2014 points for use in 2013 do all the points "expire" at the same time, which I think would be March of 2014? Or do I have to use them by March of 2013? Or something else?

Thanks.

 

[hakepb]

Your 2013 UY would be Mar 1 2013 - Feb 28 2014 so yes any 2012 banked or 2014 borrowed points would have to be used on a stay no later than Feb 28, 2014.

Also, you cannot borrow points just to borrow. You have to make a reservation that uses all banked and current points before you can borrow. (But borrowed points can get "stuck" if you cancel that reservation)

 

[MSUmom]

I am also in ROFR. I have several questions when everything is completed and I made my reservations. I am hoping the person I speak to when I make the reservations will be able to help me. Is this the case? Or do you need to know what and how to do all this.

 

[hakepb]

Yes, MS should be able to answer any banking / borrowing questions you have. MS agents are human so occasionally they say the wrong thing or are mis-informed.


As a tip: if you are calling for more than a simple booking (especially your first time). If the MS agent has an accent that you have trouble understanding and/or they have trouble spelling your name (as they verify you) politely say "I'm sorry, I have a call on the other line so Ill have to hang up and call later". Then wait a few minutes and call back. Hopefully you will then get a MS agent who can more clearly explain the answers to the questions you have.

 

[lions1995]

DVC member services should know everything they need them to know to assist you. IF you get someone who seems to not be knowledgeable, I would just end the call and clal back in. I have only had to to that one time, and it was more of a communication issue (they did not fully undertand my question and it was complicated).

Do not be afraid to ask MS any questions, that is a big part of what they do.