Banked Points

[jags59]

I am absolutely confused with the expiration of banked points scenarios.
I am thinking of buying into BLT and have been offered 160 points from 2010 year. We have discussed a December UY. Is there any type of spreadsheet/tool to figure out banked points expirations? As an example when would I have to use these 2010 points? If I bank my 2011 points, when would I have to use them and so on...thanks, hopefully this isn't as confusing as I am right now!!!!

 

[thedude]

Your points are good for 24 months. Any banked points from 2010 must be used in 2011 or will be lost. When you use points, the banked ones are the first to be used.

You must bank your points no later than 4 months outside your UY or they cannot be banked.

Hope this helps.

 

[DebbieB]

I am absolutely confused with the expiration of banked points scenarios.
I am thinking of buying into BLT and have been offered 160 points from 2010 year. We have discussed a December UY. Is there any type of spreadsheet/tool to figure out banked points expirations? As an example when would I have to use these 2010 points? If I bank my 2011 points, when would I have to use them and so on...thanks, hopefully this isn't as confusing as I am right now!!!!

With a December use year, 2010 points would be good for stays 12/1/10 to 11/30/11. If you bank them, they will be good for stays 12/1/11 to 11/30/12.

2011 points would be good for stays 12/1/11 to 11/30/12, if banked 12/1/12 to 11/30/13.

 

[jags59]

OK so if I bank the 160 points I get on 12/1/11 I would have until 11/30/13 to use them? God this is a PITA...

 

[DebbieB]

OK so if I bank the 160 points I get on 12/1/11 I would have until 11/30/13 to use them? God this is a PITA...

Yes. All points use is by date of stay, not when you make the reservation.

If you have a December use year, your dates would be 12/1/? to 11/30/?. Just fill in the years. If banked, they move forward one year. If borrowed, they move back one year.

 

[Kidanifan08]

The Dec 2010 points will need to be banked by 7/31/11. Once points are banked, they cannot be borrowed back into their original UY. Those banked Dec 2010 points would then be good for travel in your 2011 UY. Your Dec 2011 points do not need to be banked until 7/31/12, and can be used for travel 12/1/11-11/30/12. We have a Dec UY and it can be a little confusing, since it always feels like you are a year behind. The member website helps you keep track of how many points you have available to bank and by when.

Good luck with your decision!

 

[RachaelA]

We just bought BLT with a December use year direct from Disney this year. The use year was the most confusing part for me!

 

[Chuck S]

December use years are kind of confusing anyway, as they are 11 months behind the calendar year. I mean, here it is May 2011, and you are actually in the middle of a December 2010 use year, nearing the end of a June 2010 use year, and in a February, march and April 2011 use year.

 

[chalee94]

just FYI, keep in mind the booking window opens for your home resort at 11 months out. you don't have to wait for the start of your use year to "get" your pts.

 

[jags59]

I can see how December UY can be an issue bc I'm still lost. Is there a more flexible UY, February perhaps?

 

[vicki_c]

I can see how December UY can be an issue bc I'm still lost. Is there a more flexible UY, February perhaps?

No use year is more flexible than another. Having a December use year doesn't affect when you can use the points anymore than any other use year. But it is good to pick a use year immediately before your "normal" travel time, if you have one. That's what gives you the most flexibility - but it's all about cancelling trips and being able to use the points once you've done that, which has nothing to do with what month you purchase - only how it works with your regular vacation patterns.

 

[chalee94]

No use year is more flexible than another.

yep - a dec UY goes from dec to nov, while a feb UY goes from feb to jan...both include the ability to book all 12 months, starting at 11 months out for your home resort.

now if you have to cancel a trip that takes place right at the end of your UY, you may find your options considerably more limited and you might lose your pts. but if you never have to cancel, use year will probably never be an issue.

 

[jags59]

OK...lets see if this is the right way to do this.....potentially buying in at BLT with 160 points....I'm thinking a February UY would be more beneficial....here goes

2011 - 160 points to be used by 1/30/12

I need 320 points for 11/2013 so I would bank my 2012 points to give me 320
I also need 160 for 3/2014

2012 - 160 to be banked

2013 - 160 for UY (2/1/13-1/30/14) and 160 from bank of 2012 giving me 320 for HUGE family trip in 11/013

2014 - 160 from UY (2/1/14) for smaller family trip in 3/2014

Is this right?

 

[Chuck S]

That sounds right, you can use your 2011 points before 1/31/2012, or bank them and use them for a stay February 1, 2012, to January 31, 3012.

You can bank the 160 2012 points, and use them with your 2013 points for a stay between February 1, 2013, and January 31, 2014.

And you will have 160 2014 points available for stays February 1, 2014, to January 31, 2015.

 

[jags59]

Yay me!!!!!!!!!!!!!!!!!!!!!!!!!!