Banked or Borrowed Point Options

[mfortis]

If I have points that are about to expire, can I use those points for the Disney Cruise Line after the the expiration date.
For example, I banked 150 points from last UY and I have the 150 points from this UY. My UY is August and its already July. I want to use my points for a cruise in September for which I need 290 points.
Can this be done?
How about the same situation, but using the points in and exchange with Interval International?

 

[Sandisw]

Unfortunately, you can not use points that are expired for a Disney Cruise. I am not exactly sure on the ins and outs of depositing the points with RCI, but I think that you can still do that.

 

[mfortis]

So I guess I better plan ahead.

 

[little cinderbelle]

My in-laws actually missed their banking window (Mar 31) this year. I am an associate on their account because they need a little help managing their points (obviously) and I was eventually able to get MS to make a one-time exception for me to bank their 2009 points to be used on our upcoming trip in Jan 2011. It took a couple of calls and a couple different individuals but I think with some gentle persistence you may come upon an unadvertised grace policy. Try asking for a "one time exception." I think it's easy to get confused... I think my sweet in-laws were focused on their UY date, remembering their points expire on July 31, instead of their banking deadline.