Bank then Borrow

[drb116]

Sorry if this has been asked, but I could not find the answer.

I have a current reservation that I am canceling within 30 days and rebooking a different resort a little cheaper. That will leave me with 7 points in holding. I understand how I can use the 7 points and that they can't be banked.

My question is this. March use year, can I bank the remaining points that I have in October and then borrow points to combined with the holding points for a last minute trip in December? Ideally I would borrow the banked points, but even if I had to borrow from the 2025 use year, that would not be a problem.

Thanks for any help!

 

[kes601]

You can't borrow banked points. It's a one way, one time transaction. But, otherwise that would work (assuming you can find last minute availability for December)

 

[drb116]

You can't borrow banked points. It's a one way, one time transaction. But, otherwise that would work (assuming you can find last minute availability for December)

Thanks for your reply. If I can't borrow banked points, can I still borrow from my 2025 use year after I bank 2024 points? I know I will use all the banked points next year, so I don't mind not using them.

 

[kes601]

Thanks for your reply. If I can't borrow banked points, can I still borrow from my 2025 use year after I bank 2024 points? I know I will use all the banked points next year, so I don't mind not using them.

Yes, we've done that several times.

 

[Ralph&Pam]

Thanks for your reply. If I can't borrow banked points, can I still borrow from my 2025 use year after I bank 2024 points? I know I will use all the banked points next year, so I don't mind not using them.

No problem doing that. Just remember that the banked 2024 use year points then must be used during your 2025 use year or they will be lost. They should get applied to any new 2025 use year reservation first, before any 2025 use year points.