I searched high and low for reviews before our trip last year and found very few positive reviews. I was very tempted to cancel our ressies but decided in the end to judge it for myself. We went to last week in August 2008 so here are my observations
1. it was the most hot and humid day I have ever experienced but somehow it wasn't bad at all in the pavillion, perhaps the cold beer helped. That being said, it was hotter than blazes on the dance floor with the characters.
2. the food was pretty good (and so was the beer, it was ice cold and perfect)
3. we never saw one bug
4. my boys (4 and 9) didn't want to "dance with" the characters but my dd (2) sure did
5. it was like a Disney mosh pit on the dance floor, something I expected, but it seemed to me that the characters made a great attempt to give all of the children a little dancing time
6. the band was really good, if you like country music
7. we had to leave early because my dd needed a rest (ok she was a bear and wouldn't stop crying because other people were dancing with her Minnie)
8. did I mention the beer was cold
9. Mickey came around to the tables when they were doing some magic tricks, so we were able to get autographs and pictures
I'm still undecided as to whether it was worth 2 dining credits but I'm really glad we had that experience. The fact that the tip was included, the food was ok and the entertainment was good leans me towards yes.
sorry for the long winded answer.
PS I don't even really like beer - but I did that day