I fell pretty good about the rate and there is only a week left until we leave so I can't see anything really drastic happening with the market during that period
Although...............you never know
With the CBA card they have a flat $15 start up fee and there is no % charged for your initial load up - it's 1% of re-loads though. The ATM fee is $2.50USD and there are NO fees for eftpos (in-store, online, or over the phone).
You get 2 cards and each have there own PIN. It takes 24-48hrs to activate though. I went to go online last night and kept getting told I had an "invalid" card

I called the 24hour number and was told about the activation time - I wasn't told that at the bank.