Andona, I definitely think this is what is happening with us. I definitely need to change cards when we get back.
Gogo - I have a question re the Amex, I always thought alot of places didn't accept Amex. Am I wrong?
Amex is accepted at a lot more places now.I find it is only the very small independent businesses that don't accept it any more, that is when I use my Visa, otherwise it is Amex all the way

We do all our grocery shopping, petrol etc with Amex I also pay my school fees($40000) year with Amex so that adds up.
We also pay off in full each month,