If you really want a treat in SF and have the points to splurge check out staying at the Fairmont (concierge collection). We stayed there last July and as
DVC guests we were treated royally. View room was spectacular, brunch (included) was unbelievable and kept us till dinner with small snack during day, located at top of the hill in center of town at crossroads of 2 differant cablecar lines this was a highlight of our vacation! Well worth the splurge!