Yes, I am, and I credit my years working in hospitals as the reason, I see just how awful some normal healthy germs can be when they get out of control.
with that said, I do not like chemicals, so the only time i used lysol wipes was at WDW, i wiped the room surfaces down, and on the airplane too.
here at home I just wash surfaces with hot soapy water,
but in public i use alcohol sanitizer on my hands after touching germy surfaces.
I don't touch anything in public bathrooms either. I carry regular baby wipes in my car to wash the kids hands after being in germy places.
I wouldn't wipe a coffee cup down with lysol wipe, but I do wipe the lids off soda if the clerk hands it over with their hand touching across the top where the straw goes, but I wipe with a plain baby wet wipe, not a disinfectant wipe,
I also have been using those purell wipes on the shopping carts when i go in the store, and i use the self checkout just cuz i don't like anyone touching my stuff.
if you ever people watch its amazing, how many people don't wash after using the bathroom, don't use a tissue and sneeze into their hand then touch everything in site, and this is another reason, I do what a previous poster said and I take things from the bottom, for the reasons stated and also if someone coughs or sneezes right there and doesn't cover, it flies all over those lids right on the top.
so yeah, I guess I am germ phobic.