How did you get 270 d-points? My brother is down ther now and was looking at SSR 300 points. he was offerd 160 d-point and geting only 2007 points not 2006. so he would get 300 2007, 300 2008, & 160 d-points for his first year. Can you tell me how you got the 2006 UY points? Thank you.
Getting those 2006 points may sound...ahem, sexy...but the economic value is negligible IMO. Someone buying a December UY today will have two sets of points in their bank ('06 and '07) by 12/1. Well, two months later the same can be said for those with a February UY, who will have their '07 and '08 points available. A month later March UYs will have '07 and '08...and so on.
Getting '06 points would seem to give one an "extra" set of points, but that extra won't even be realized until the final year of the contract. Their present value is virtually nil and will be further impacted by unknown issues surrounding the manner in which DVC runs-out the resorts. Points received on 12/1/2053 may not even be usable with the contracts set to expire two months later on 1/31/2054.
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This is simply not correct. The added value is in the first year - the others are identical (you will have at least two months to use those final points but we can all agree points today are worth a whole lot more than points 40+ years from now). If you get a December UY vs. say September you will get an additional year of points with no dues on those points, a huge advantage ($2000 at $10 per point in our case). UY can be important for other reasons but if December UY works for your plans it is nice to get the extra points.
This is simply not correct. The added value is in the first year - the others are identical (you will have at least two months to use those final points but we can all agree points today are worth a whole lot more than points 40+ years from now). If you get a December UY vs. say September you will get an additional year of points with no dues on those points, a huge advantage ($2000 at $10 per point in our case).
UY can be important for other reasons but if December UY works for your plans it is nice to get the extra points.
Dec UY will get you an extra allocation of points with no dues as compared to any other UY. That's why the dues are in play. We buy Dec and you buy any other. We both pay 2008 dues and use our 2007 and 2008 points. At then end of 2008 we each sell our contracts for the same price. I come out ahead because of 2006 and the benefit is obviously in the first year. Even if we don't sell and the pattern continues, my contract will always be the "loaded" contract commanding a premium on the resale market. I understand that you are warning of the risks of selecting UY without thought to travel patterns but there is a real measurable advantage to the extra points as well. 2006 only comes around once and in the DVC world, it ends at the end of this month. Any extra points I can get without dues is a good thing.
Sorry. Still don't buy it.
Two people add 300 points today--one has a December Use Year, the other has a February Use year. By 2/1/08, both owners have 600 points available. For the Dec UY it's the 2006 and 2007 points--for the Feb UY it's the 2007 and 2008 points. The only difference is that the Dec UY received use of his 2nd 300 points two months earlier.
I don't see the "extra" points for the Dec UY as coming until 12/1/2053.
If you want to look at it the other way and view the 2006 as a bonus, then you also need to acknowledge the 40+ year disadvantage to a December Use Year. With a Feb, the owner receives has 2008 points on 2/1/08. With Dec, the owner receives his '08 points ten months later--on 12/1/08. And that disadvantage continues for another 45 years.
If you really want to break it down in financial terms and view rented 2006 points as income, then you need to make an accommodation for the fact that the Feb owners receive their points so much earlier in the Use year than Dec. You can't just conclude that you received a $2000 benefit because of the Dec Use Year--you need to account for the fact that those with a February use year would be able to rent their points 10 months earlier than a Dec UY for the next 45 years.
Regarding the dues, the same argument holds true for the Feb Use Year--that owner pays virtually no dues on the '07 points since the '08 points are just around the corner. You pay full dues on your '07 points.
Dec UY will get you an extra allocation of points with no dues as compared to any other UY. That's why the dues are in play. We buy Dec and you buy any other. We both pay 2008 dues and use our 2007 and 2008 points. At then end of 2008 we each sell our contracts for the same price. I come out ahead because of 2006 and the benefit is obviously in the first year. Even if we don't sell and the pattern continues, my contract will always be the "loaded" contract commanding a premium on the resale market. I understand that you are warning of the risks of selecting UY without thought to travel patterns but there is a real measurable advantage to the extra points as well. 2006 only comes around once and in the DVC world, it ends at the end of this month. Any extra points I can get without dues is a good thing.
What if the Feb UY person puts off the purchase of a Dec UY now and waits until March 1st to add? Ouch, they lose 2006 and 2007 points!
I happen to have a Feb UY. We are adding on 110 AKV points. I will recieve on closing 110 pts for 2007, 100 developer points. I will pay no dues on those points, according to my guide. If I had bought SSR, he said I would have had to pay 2 months of dues on a full year of points. As of 2/1/08, I will have another 110 points.
SO with my February U/Y I am also getting a dues free year worth of points, so taking a December U/Y would not benefit me more even up front. And the Feb use year works much better for us. And I am confused as to why someone would have to put off adding on until feb or march to avoid taking a december use year?? Our guide gave us Feb on the new contract when I called today. Maybe I misunderstood that part of your post(Bolded above so you could see what part I meant)?
We just added on at SSR 200 points @ $94 plus 270 developer points and $500 disney rewards. We did request and receive a new December UY for this so we received 2006 points which they allowed us to bank. There are no dues on the 2006 points and will only be one month or so on the 2007 points. So starting with the first full year of dues we got 870 points on a 200point contract plus an extra $500. This was too good to pass up. With AKV, there are no 2006 points so the deal is not as attractive (but not bad).
If you had a Dec UY you would have a full 24 months to use those 2007 points. Congrats on the addon.
So I had to call back and get things switched around to use our incentive points in May and get the AKV points put back in my account. Big PITA. My guide mentioned the good for one year part and the fact that they would not show on the member site, but the 7 month booking window with them was a surprise.Am I missing something here? The points don't add up
200 points from 2006 + 200 points from 2007 + 270 developer points = 670.
Where did the extra 200 points come from?