If you are interested in one of these resorts, you could check the DVC members Rent/Trade board on this site. Many members rent out their points (myself included) when they are not going to use them all. Most members rent for $10 or slightly more per point, and there is NO hotel tax added. It usually comes out much cheaper than renting at hotel rates, even with a discount code. If you decide to check this out, post your exact dates and number in your party (adults and children), and what size unit you want. A member will have to check availability for you. Then payment will be an agreement between you and the member.