Anyone have experience with AAA life insurance?

[ChrisinNJ]

I got a mailing from AAA for term life insurance. Based on the rates listed, it would be cheaper than the rates that my insurance agent quoted, and it shows no medical exam needed.

My agent made a point of telling me to be careful in getting quoted from other companies, but then again she will gain from me buying life insurance through her, and quite honestly her company has dropped the ball on us in the past.....

Anyone have any experience with AAA group term life insurance??

 

[JB2K]

I got a mailing from AAA for term life insurance. Based on the rates listed, it would be cheaper than the rates that my insurance agent quoted, and it shows no medical exam needed.

Keep in mind that AAA may offer insurance from different companies in different states - best to check and see who underwrites their policy, then ask us of our experiences with __________ life insurance, as AAAs carriers may vary from state to state.

My agent made a point of telling me to be careful in getting quoted from other companies, but then again she will gain from me buying life insurance through her, and quite honestly her company has dropped the ball on us in the past.....

Of course she did -- and yes, she will be one of the beneficiaries of whatever you buy through her. If you can lower your prices (and cut-out the middleman/middleperson), you're doing a good "budget" thing.