I know that staying off site might seem a bit cheaper, but if you have a car they charge for parking around 15 to 20 a night, resort fee, we stayed at the Hilton 1 night, we got hit with a 20 dollar parking fee, and a resort fee of about 25 dollars, this was above the room rate, tax and resort fee that we already paid, and a wifi charge I think around 6 to 8 dollars. Once we added it up it would have been cheaper to just book and extra night at POFQ.
If you need to "beef" up the budget there are lots of ways to make extra cash, and cut down on some items, so that you can stay on site and enjoy staying in the magic, and have the benfits on staying on site, EMH, buses, and themeing.
Here are some of the ways, that I stash back some cash for our trips.
Saving change and have the kids help save change, when DD's where younger we had a jug, that we would throw change in all year, then we would have a change rolling night, put in a Disney movie, pizza/ tacos and roll change, we decorated the jug, so everyone was reminded what we were saving for.
Check out stores that will by your clothes for cash, I know that there are several that buy teen, kids, baby and women clothes, also consignment shops are a another resource.
Garage sale, Whatever the clothes for cash stores don't pick up use this in the garage sale, go through everything, drawers, closets. I normally make between 200 to 500 dollars. The last 2 years I have made right at 400 dollars.
You can ask for Gift cards for Birthdays, anniversary's, christmas, easter, valentines, and any other gift giving hoilday and save for your trip. The kids always like getting Disney gift cards that way they had their own money to spend. We drive, so gift cards for gas, fast food, cracker barrel are always on my list.
You can do surveys on line, I do them all year them cash out about 2 months before our trip, I used my pointsfor gift cards, this year walgreens gift card were offered, so I used them to buy disney gift cards.
Coupons for food, and anything else you might need.. every little bit helps. I have one friend who pay her self, in what ever she saves with coupons, If she save 10 dollars she takes that out and puts the disney account, and so forth, really works for them.
We take our own water,gatorade, soda, and lots of snacks to carry into the parks, or to take to the pool, or have breakfast or a late night snack back at the room, this was really imortant when my kiddos were little. YOu could also take a soft sided cooler into the park, rent a locker, to store it, and pack sandwiches, fruit, drinks and other goodies, but be careful of the heat, don't want anyone getting sick.
I put all this out there, because for us vacation is time to relax and really enjoy what you are doing, spend time with your loved ones. For us the extra effort and giving up maybe going out to eat or the movies to head to the most magically place is worth it for us.