Anyone else ever borrow 100% of their next year's points?

[okwmiester]

We tend to borrow all the time. Our philosophy is that if we keep an empty point situation that we will convince ouselvses to but more points. So far it has worked we end up adding and now we are looking at adding again. That's a good thing!

 

[ralphd]

Granny,

I figure if you ever get to VWL again - you will never leave. Think DVC should hire you to handle public relations.

ralphd

 

[Toby]

We have never been current with our points - we are ALWAYS borrowing ahead - cruises, week at BW, doesn't matter!! We love it.

 

[mickey7861]

We are always in a state of borrowing. The way we project it out now we'll be out of "borrowable" points in 2004....time for a new contract I say!

 

[RAD]

This year we're having a large family gathering and banked some of our 2001 points to 2002 and borrowed all except 1 point from 2003. Should be fun with all these folks but having no points for a year will be a drag.

 

[KimOhio]

count us in too we borrow to the max IMOP don't have to worry about banking points deadlines LOL

 

[yasuern]

We used all our pts for the Magical Beginings for use year (Aug)2001- borrowed pts to book VB vaca in July and we are going to VWL Dec 2002 - I plan to continuely book our vacations as far in advance as possible whether the pts are borrowed, banked or current - as long as we get to go!.

 

[Mic]

We never had to borrow until we cruised on points! Now, I have dipped into next year's allotment for the 2 trips planned this year, and we are waiting for the fed-ex man to bring us the papers to sign for an add-on. If I use the MB for the add-on, I will be borrowing from it's allotment as well to finish out my reservations...nothing like starting out "borrowed"!