Hi
I think purchasing a small contract at OKW or SSR would be a great way to experience
DVC ownership,,,,but I am biased as OKW is my home resort and I bought a small contract there and ended up buying 3 addons.
Keep in mind that studios generally are easier to book at the two resorts you mentioned however that may change in the future,,,best if you can book vacations in advance (utilizing the 11 month booking window).
Buy where you want to stay and won't be upset if you get locked into that resort only.
Good luck making your decision.
Edited to add: The Epcot Lounge or any other perks that Disney offers have never been worth it for me
and those perks can end at any time, I do have full membership though,,,just never interested in using it.
I'd also recommend buying a few extra points *try a 60-75 point contract instead of 50.
***Disney can and probably will make point variation adjustments over the lifespan of your contract***Be Aware.
Point requirements will vary by resort, unit size, and time of year. While the grand total of vacation points for a resort doesn’t change, DVC can re-arrange point requirements for individual nights across the calendar year. However, if one night increases there must be a decrease somewhere else to keep the total number of vacations points the same. The specific dates allocated across the “Seasons” will also change to accommodate Easter and Thanksgiving which are not on the same date each year. Quoted from DVC resale site
Regards
Mel