another points question!

[Ambifins]

Hi folks,
I've done a search for an answer to this, but was unsuccessful.
OK: say, for the sake of argument, I booked a stay at my home resort. Let's say it's Saratoga Springs. In order to book said stay I had to borrow points from next year. Now, let's say at the 7th month window, I had the opportunity to change said reservation to one requiring fewer points. Like...I don't know...Old Key West.
Now, I know I can't bank points that have been borrowed, but would DVC consider that most of the points came from THIS year, rather than next year. In other words, could I bank this year's points even though I borrowed some from next year. Or would they say the only points I could bank were borrowed which I know I can't do.
This made sense before I tried to write it down.
Anyway, I'd appreciate any guidance.
Thanks!

 

[tmt martins]

Yes you should be able to use all your borrowed points and current useyear points to fill the ressie.

Then if within banking window you should be able to bank remaining current UY points.

But you have to tell MS thats what you want to do ( use the borrowed first).