All questions about 5X Rewards here...

[huskies90]

I received both my Oct and Nov bonus in Dec. It was combined and correct. The difference is that your bonus is on the 1st to monthend and I didn't know when you spent the money. Maybe your bonus is like mine for 2 months you have to figure what you spent Oct 1-nov 30 (take the 1000 off for each month) and then calculate on the actual month. Just a thought. I'm just trying to help you figure your bonus that's all and it is caluclated differently than the regular dollars. I earned 84 for the actual month of Oct and 27 for the actual month of Nov and all 111 were on my Dec 26 stmt. Look at all your charges and figure it that way.

You are correct. I did not calculate all of October when I first did this and it looks like I DID go over $1000 in October AND in November and the points were combined and applied to my December statement. So my numbers look good. I went over $400 in Oct and $500 in Nov totally $900 X .04 = $36. Thanks everyone for your help straightening me out.

 

[disneyfan55]

You are correct. I did not calculate all of October when I first did this and it looks like I DID go over $1000 in October AND in November and the points were combined and applied to my December statement. So my numbers look good. I went over $400 in Oct and $500 in Nov totally $900 X .04 = $36. Thanks everyone for your help straightening me out.

I'm glad you were able to get it straight!! The bonus is great and I wish they were doing it again for Jan-Mar. I have asked and no one has said they are getting it.

 

[TinkerbellSecret]

REALLY??? My card has an expiration date of 12/2010....I have not even activiated the card yet. Does this mean I loose all my rewards come tomorrow cause they are transferred on the card?

Oh good god, not sure how worth all of this was...

You are okay - the expiration is 12/2010, not 2009. ALSO....your rewards WON'T expire until the date of expiration on your statement if you DON'T transfer them to that 2010 card. I have points on the statement now that won't expire 'til 2014 (unless I transfer to a rewards card that WILL expire). I don't transfer them until just before our trip, to make sure I don't loose them.

We have a trip in January and had a card that expired Dec 2009. I called in August and requested a NEW rewards card and got one that expired Dec 2010 so I could use them Jan. 2010.

So the bottom line is...if you haven't transferred, transfer as late as possible. If you transfer onto a card that will expire before your trip, or you aren't sure you will use them all on your trip, call and ask for a NEW card with later expiration.

 

[disneyfan55]

You are okay - the expiration is 12/2010, not 2009. ALSO....your rewards WON'T expire until the date of expiration on your statement if you DON'T transfer them to that 2010 card. I have points on the statement now that won't expire 'til 2014 (unless I transfer to a rewards card that WILL expire). I don't transfer them until just before our trip, to make sure I don't loose them.

We have a trip in January and had a card that expired Dec 2009. I called in August and requested a NEW rewards card and got one that expired Dec 2010 so I could use them Jan. 2010.

So the bottom line is...if you haven't transferred, transfer as late as possible. If you transfer onto a card that will expire before your trip, or you aren't sure you will use them all on your trip, call and ask for a NEW card with later expiration.

Yes, I always wait untl just before going. I called and transferred the minimum to a card the other day ($10) just to have the card before we go in Feb. I won't transfer anymore until I'm there. You never know with weather etc!! We are driving from NJ the beginning of Feb.

 

[dmbfan]

Well got my Dec statement and got my regular Disney Rewards ( this was for our flights and Disney package that we put on our CC) So I really hope our Jan statement has our 5xs rewards, now that would awesome right before our trip, but have a feeling it won't be...

 

[disneyfan55]

Well got my Dec statement and got my regular Disney Rewards ( this was for our flights and Disney package that we put on our CC) So I really hope our Jan statement has our 5xs rewards, now that would awesome right before our trip, but have a feeling it won't be...

Odd, how everyone with the card has a similar offer and we are all receiving the bonus at different times. I got Oct and Nov bonus portion as a seperate line item on my Dec 26 stmt. When I called to have some dollars transferred to a card (we're going to WDW in Feb) I asked if my Dec bonus would be on the Jan stmt and I was told that's correct. Who knows though, I never got 2 months combined like I just did. I also asked about whether there was a new 5 times bonus and was told no. I guess that's it for now!

 

[mrsklamc]

Hijacking a bit- Does anyone know if chase limits how many times per month you can make a payment? I thought I read about someone having trouble with that once and of course at the time I didn't worry about it because I'd *never* reach my limit- never say never, I guess!

 

[disneyfan55]

Hijacking a bit- Does anyone know if chase limits how many times per month you can make a payment? I thought I read about someone having trouble with that once and of course at the time I didn't worry about it because I'd *never* reach my limit- never say never, I guess!

You can pay when you like. I have made a few payments in the same month mostly since I charged things like food to get bonus dollars. I wanted to pay sooner than the stmt date since I don't like to owe at all for things that are totally consumable like food and wanted the balance down and it paid off.

 

[DISdreamin']

You can pay when you like. I have made a few payments in the same month mostly since I charged things like food to get bonus dollars. I wanted to pay sooner than the stmt date since I don't like to owe at all for things that are totally consumable like food and wanted the balance down and it paid off.

I get paid bi-weekly and make payments when I get paid, so the balance on the card stays low when the statement comes. We were always getting dinged on our FICO for high revolving balances, and they only care what the statement says, so I just charge and pay it off as we go.

So...yes, to multiple payments in a month, but only one can be scheduled at a time, I think. IOW, if you have a payment scheduled for next Friday (payday), you can't go in and make another payment today. You can edit your scheduled payment to earlier and add another, but there is a limitation on only having one pending payment at a time. Not a big deal, but I've run into this before and thought I would mention it.

On topic, we got Oct and Nov all at once on our Dec statement and maxed out the bonus with those months, so I won't see anything more in January.

 

[disneyfan55]

I get paid bi-weekly and make payments when I get paid, so the balance on the card stays low when the statement comes. We were always getting dinged on our FICO for high revolving balances, and they only care what the statement says, so I just charge and pay it off as we go.

So...yes, to multiple payments in a month, but only one can be scheduled at a time, I think. IOW, if you have a payment scheduled for next Friday (payday), you can't go in and make another payment today. You can edit your scheduled payment to earlier and add another, but there is a limitation on only having one pending payment at a time. Not a big deal, but I've run into this before and thought I would mention it.

On topic, we got Oct and Nov all at once on our Dec statement and maxed out the bonus with those months, so I won't see anything more in January.

Glad to hear someone else got the bonus amount. I have a few more dollars that I hope I get in Jan. I did get 111.00 for Oct and Nov in Dec.

As far as pmts, I mail mine and send them as often as I like. I guess with internet pmts, your situation happens, not in the real mail! I just wish they would offer it again!! No dice so far and I called as well since I never got the mailing in Sept for the oct-dec one. Maybe they're tired of giving out free money!!

 

[Sammy]

I haven't received any of my 5x rewards yet for Oct/Nov/Dec spending either. I'm not going until April, so hoping they show up before then

 

[mrsklamc]

Has there been a Jan-March offer?

 

[mommy2taylor]

Hi all,

I just went online and my december statement just closed. I got my extra rewards. Since they gave me the 1st 1% with each statement, the bonus was for the remaining 4%. We bought furniture and xmas, our bonus was $173!!!! YAHOO ! Also, you can make payments every 3 days directly to Chase, but I have also made payments in between through my online banking, and those also go through. I like to use my Disney card for all purchases, but don't want to get bitten when the bill comes, so i make a payment practically every time i use the thing..... anyone get a notice for January bonus yet???/

 

[sramille]

I received 156 bonus reward dollars on my statement that just posted!

 

[alyssa810]

Has there been a Jan-March offer?

I'm wondering as well although if there is I predict my spending limit to go up...

 

[disneyfan55]

I'm wondering as well although if there is I predict my spending limit to go up...

I didn't and I called to make sure. I had such a great one for Oct - Dec ($250 only for threshold and NO categories-any purchase) I haven't heard of anyone getting the offer as of yet.

 

[ecarraro]

Obviously, I am new at this . . . I received the flyer for the Oct-Dec promo & incorrectly assumed that it was automatic.

I spent enough to get the full 200 bonus dollars

I just called & they said that they are sending it to their "escalations" department and I should hear back in 7-10 days if they're going to still give me the points. They mentioned that they might "work with me" and give me 100 of the points.

Anyone else had something similar happen?

 

[disneyfan55]

Obviously, I am new at this . . . I received the flyer for the Oct-Dec promo & incorrectly assumed that it was automatic.

I spent enough to get the full 200 bonus dollars

I just called & they said that they are sending it to their "escalations" department and I should hear back in 7-10 days if they're going to still give me the points. They mentioned that they might "work with me" and give me 100 of the points.

Anyone else had something similar happen?

Good luck in getting the bonus. Too bad you didn't see that you had to call or signup online. All you had to do was do so by Dec 31 and get the entire 3 months worth of bonus. Hopefully they will give you at least some of it. I acutally called like it said plus checked to make sure.

 

[MAGGIED]

Does the bonus show up on a separate line? When I called to check on my bonus they told me I would get my October bonus 6-8 weeks after my oct statement closed (which would be Nov 12), then my Nov bonus 6-8 weeks after that closed (Dec 12)... so my Oct bonus should have been on my January statement but I didn't see anything that was "bonus" rewards...


just check my account again and they were there for October... 94 bonus points!!!

 

[disneyfan55]

Does the bonus show up on a separate line? When I called to check on my bonus they told me I would get my October bonus 6-8 weeks after my oct statement closed (which would be Nov 12), then my Nov bonus 6-8 weeks after that closed (Dec 12)... so my Oct bonus should have been on my January statement but I didn't see anything that was "bonus" rewards...


just check my account again and they were there for October... 94 bonus points!!!

I guess you answered your own question! Yes, the bonus portion (the extra 4%) is on a seperate line. I received Oct and Nov combined on my Dec stmt. I hope I get the Dec in Jan for our early Feb trip!