We did a 7 day cruise in February and met the greatest Disney Vacation Club cast and vacationers. We chose Hilton Head due to the lower tax rate and quieter area (in our opinion). We decided on 400 points due to our vacation plans/desires. We haven't used any of them but if their service so far is any indication, we should be happy with our transaction.
Carol Ann DeAngelo was our
DVC staff member and she was wonderful! She is based in Celebration, FL and if you need more information, her number is (800) 827-3518. And no, I don't get anything for telling you about her nor am I a Disney employee! ; )
Good luck!
Rae