There are several ways to get the discounted rates. The most common are Annual Passholder (APH), Entertainment Card (ENT),
AAA, and Fan Club (FAN). The best way to check rates is to go to Loew's web site (
www.loewshotels.com), go to "reservations" at the top of the page, and choose the hotel. On the next page, after entering your dates, etc., be sure to enter the three character code (above) under "promotional code".
APH discount requires an Annual Pass, but often the savings justifies the cost. ENT requires an entertainment card (entertainment.com - about $30). AAA requires membership of course. Fan Club is usually distributed by HR dept. of larger businesses to it's employees, but you may be able to obtain one from a member of these boards (just do a search for "fan club card" on the universal boards). Usually the best discounts are with APH and ENT, but ENT have been scarce the last few years, as has FAN. AAA varies greatly.
As far as rooms, there is a kid's suite at Portofino and Hard Rock (not sure about Royal Pacific) that has a master bedroom and a kids bedroom with two double beds. I believe the couch is also a fold out. Price wise, you may be better off with two adjoining standard rooms (two queens each).
We have always done Universal AFTER Disney, because Front-Of-The-Line (FOTL) will spoil you, and the lines at Disney, even with Fastpass, will be that much more annoying.
Have fun! We love doing both Disney and Univeral - it really feels like two vacations in one.
