Addonitis - pros/cons for different UY/resorts?

[DisneyMom41]

Hi! So I just bought my first DVC resale! We closed on 2/10 and are still waiting for our account and points. But in the meantime, I see prices keep dropping and I’m already having addonitis!

The contract we bought is BLT UY September. Not ideal for us as teachers who usually go in August. But I jumped on it thinking the price was right and we could manage that UY. I mean, we will retire eventually and not have to go in the August heat!

So what should I consider if I want more points? I will be patient on my next contract, watching for something that works for us. I am considering trying to get “cheap points,” like SSR. If I did that, would it make sense to match our UY? I’m thinking I’d be able to book my blt at 11 months, and then at 7 months if rooms are still free then I can add on, but if not we can split stay.

I’d love to hear arguments for and against matching my UY. If I end up trying for more BLT then I assume matching makes sense? Thanks for your help!

 

[Ruttangel]

I've got BWV and AKV with different UY, only matters if you are combining points at 7 months which I've only done once and even then I just transferred points across to make a booking.
I wouldn't recommend getting different UY for same resort though

 

[tom1944]

Hi! So I just bought my first DVC resale! We closed on 2/10 and are still waiting for our account and points. But in the meantime, I see prices keep dropping and I’m already having addonitis!

The contract we bought is BLT UY September. Not ideal for us as teachers who usually go in August. But I jumped on it thinking the price was right and we could manage that UY. I mean, we will retire eventually and not have to go in the August heat!

So what should I consider if I want more points? I will be patient on my next contract, watching for something that works for us. I am considering trying to get “cheap points,” like SSR. If I did that, would it make sense to match our UY? I’m thinking I’d be able to book my blt at 11 months, and then at 7 months if rooms are still free then I can add on, but if not we can split stay.

I’d love to hear arguments for and against matching my UY. If I end up trying for more BLT then I assume matching makes sense? Thanks for your help!

Your situation is almost exactly mine.

I wanted to start with a BLT contract but was unsuccessful with several bids. I want to book an August trip this year so I moved to a SSR contract which was accepted and passed ROFR. I am just waiting for the title company to get me the contract.

I am still looking over contracts and plan to try to buy with the same use year but the asking price swings depending on the use year is pretty wide.

My other consideration is do I want multiple resorts or just multiple contracts. My expectation is we will book at 7 months not 11 months almost 100% of the time. Because of that I am really using the availability tool that I found posted here. For some reason I am thinking I might like 2 different resorts though.

I think my next move is to look at contracts for every use year and bid on the August contracts but offer the price of the lowest listing (maybe even a few dollars lower). Since most of these listings have the same broker listing in both use years with similar points, I figure they cannot tell me my bid is too low for the market. If a broker lists 100-point August contract for $125 and a June contract for $103 they would have to be delusional to tell me a bid of $100 is too low. The seller does not have to accept it and that is fine. If I cannot get a contract after a period of time, I will have to really look at how important the same use year is and am I willing to pay up to $2,400 more for it.

 

[DisneyMom41]

Your situation is almost exactly mine.

I wanted to start with a BLT contract but was unsuccessful with several bids. I want to book an August trip this year so I moved to a SSR contract which was accepted and passed ROFR. I am just waiting for the title company to get me the contract.

I am still looking over contracts and plan to try to buy with the same use year but the asking price swings depending on the use year is pretty wide.

My other consideration is do I want multiple resorts or just multiple contracts. My expectation is we will book at 7 months not 11 months almost 100% of the time. Because of that I am really using the availability tool that I found posted here. For some reason I am thinking I might like 2 different resorts though.

I think my next move is to look at contracts for every use year and bid on the August contracts but offer the price of the lowest listing (maybe even a few dollars lower). Since most of these listings have the same broker listing in both use years with similar points, I figure they cannot tell me my bid is too low for the market. If a broker lists 100-point August contract for $125 and a June contract for $103 they would have to be delusional to tell me a bid of $100 is too low. The seller does not have to accept it and that is fine. If I cannot get a contract after a period of time, I will have to really look at how important the same use year is and am I willing to pay up to $2,400 more for it.

Why do you think there is such a swing in prices for use years? Because most people go in the summer? Is that why I got my September one so easily? The broker actually tried to deter me from it because we go in August. I let it sit for a week. Bid on a different one that wasn’t willing to budge. And ultimately went back to the September one. I know we risk losing points if we ever had an emergency and had to cancel, but even in that unlikely circumstance, I think I’d be able to sell the reservation if needed.

I am also torn between wanting all BLT or a different resort. I do think we will stay other places as the years go on. But I’m not really interested in any of the 2042 resorts because we want this into retirement. Unfortunately, I won’t retire until at least 2042. I’m definitely more drawn to getting filler points any place that has a late expiration, but still a nice place to stay if need be.

Btw, I thought you had gotten a BLT! Sorry that didn’t pan out! But I’ve heard nice things about SSR too. We like starting our trip at springs for a few days, so I think I’d be happy there too. And I’m not too worried about 7 month availability when we are likely doing 1 bedrooms for the foreseeable future.

 

[Sandisw]

Why do you think there is such a swing in prices for use years? Because most people go in the summer? Is that why I got my September one so easily? The broker actually tried to deter me from it because we go in August. I let it sit for a week. Bid on a different one that wasn’t willing to budge. And ultimately went back to the September one. I know we risk losing points if we ever had an emergency and had to cancel, but even in that unlikely circumstance, I think I’d be able to sell the reservation if needed.

I am also torn between wanting all BLT or a different resort. I do think we will stay other places as the years go on. But I’m not really interested in any of the 2042 resorts because we want this into retirement. Unfortunately, I won’t retire until at least 2042. I’m definitely more drawn to getting filler points any place that has a late expiration, but still a nice place to stay if need be.

Btw, I thought you had gotten a BLT! Sorry that didn’t pan out! But I’ve heard nice things about SSR too. We like starting our trip at springs for a few days, so I think I’d be happy there too. And I’m not too worried about 7 month availability when we are likely doing 1 bedrooms for the foreseeable future.

I dont think that UY plays a role in the price a seller will accept. I just think you got a seller who felt your offer was what they wanted to sell the contract for.

 

[tom1944]

Why do you think there is such a swing in prices for use years? Because most people go in the summer? Is that why I got my September one so easily? The broker actually tried to deter me from it because we go in August. I let it sit for a week. Bid on a different one that wasn’t willing to budge. And ultimately went back to the September one. I know we risk losing points if we ever had an emergency and had to cancel, but even in that unlikely circumstance, I think I’d be able to sell the reservation if needed.

I am also torn between wanting all BLT or a different resort. I do think we will stay other places as the years go on. But I’m not really interested in any of the 2042 resorts because we want this into retirement. Unfortunately, I won’t retire until at least 2042. I’m definitely more drawn to getting filler points any place that has a late expiration, but still a nice place to stay if need be.

Btw, I thought you had gotten a BLT! Sorry that didn’t pan out! But I’ve heard nice things about SSR too. We like starting our trip at springs for a few days, so I think I’d be happy there too. And I’m not too worried about 7 month availability when we are likely doing 1 bedrooms for the foreseeable future.

Thanks
No worries about not getting BLT. I always knew we would be buying a SSR contract at some point just for the sleep around points.

We have an August trip so my wife will get an opportunity to see if she likes other resorts more than BLT. I have a feeling she will like both Copper Creek and Animal Kingdom more.

I will be following listing very closely but unless a contract is just to good to pass up we will most likely not purchase again until the fall.

 

[AmyJoyce]

I've got BWV and AKV with different UY, only matters if you are combining points at 7 months which I've only done once and even then I just transferred points across to make a booking.
I wouldn't recommend getting different UY for same resort though

I’m new to DVC world-haven’t even officially closed on our first contract. I saw a good deal on a different use year and almost bought it-it’s for the same resort. What are the cons of different use year at the same resort?

 

[Sandisw]

I’m new to DVC world-haven’t even officially closed on our first contract. I saw a good deal on a different use year and almost bought it-it’s for the same resort. What are the cons of different use year at the same resort?

Different UY is a brand new membership. It’s like being two different owners, you can’t combine your points for a single reservation without having the points transferred between the two.

Transferring requires a phone call to MS and transferred points don’t work online during the home resort period so requires another call to book with them.

Once transferred, those points still keep all their own rules, so you have to keep track of that and how it applies to trips, since those points can’t be borrowed anymore.

Now, we have three UYs and Simply use each for different trips and split stays. We very rarely transfer points because we find it more of a hassle than just booking some nights on one and some on the other. Ms notes and links them so we don’t have to change rooms…and we never have had to.

 

[naman1221]

I’m new to DVC world-haven’t even officially closed on our first contract. I saw a good deal on a different use year and almost bought it-it’s for the same resort. What are the cons of different use year at the same resort?

I wouldn’t recommend doing it for the same resort - different banking timelines and memberships. It also means combining at 11 months will require a call to member services as they are two different memberships. Defeats the purpose of having more points at one resort.

 

[brazzledazzler]

Why do you think there is such a swing in prices for use years? Because most people go in the summer? Is that why I got my September one so easily? The broker actually tried to deter me from it because we go in August. I let it sit for a week. Bid on a different one that wasn’t willing to budge. And ultimately went back to the September one. I know we risk losing points if we ever had an emergency and had to cancel, but even in that unlikely circumstance, I think I’d be able to sell the reservation if needed.

I am also torn between wanting all BLT or a different resort. I do think we will stay other places as the years go on. But I’m not really interested in any of the 2042 resorts because we want this into retirement. Unfortunately, I won’t retire until at least 2042. I’m definitely more drawn to getting filler points any place that has a late expiration, but still a nice place to stay if need be.

Btw, I thought you had gotten a BLT! Sorry that didn’t pan out! But I’ve heard nice things about SSR too. We like starting our trip at springs for a few days, so I think I’d be happy there too. And I’m not too worried about 7 month availability when we are likely doing 1 bedrooms for the foreseeable future.

As a Sept UY owner, I’ll chime and and easily say it’s not easy to find Sept UY contracts. It’s actually one of the hardest to find resale because not a lot of people get them.

This (albeit dated) thread talked about it:
https://www.disboards.com/threads/distribution-of-points-by-use-year-by-resort.2704402/

But, as an owner of Sept UY with a rising kindergartener, I see the challenges of traveling during the school year. So, while Sept UY still is better for us, if we wanted to travel more in June-August, I would buy a contract with a different UY that would cover that period. Taking trips outside of the banking window feels too risky to do too often. We currently book a trip in May/early June, but it’s only 3-4 nights in a studio, not a big trip that uses all our points—and we are driving distance from Disney. If I had to fly, I wouldn’t risk it.