Added cost per point of closing costs buying resale?

Simba's Mom

everything went to "H*** in a handbasket
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Aug 26, 1999
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I'm trying to figure an estimate of the added cost per point of buying resale vs. buying through Disney. How does this sound? I took $450 (an estimate of the closing costs? $400-$500 regardless of the # of points?), then divided by the number of points I was considering. For example, for a little 25 point contract, the added cost of closing would be roughly $18 per point, but for a contract of 150 points, the added cost of closing would be only $3 per point. I realize there are other factors to consider-like the # of points which are banked or borrowed, and we're assuming, like I said, that closing costs are set regardless of the # of points. How does all this sound? Please correct me if I don't have it right.
 
There is some variability based on size but yes it is mostly fixed. My 60 Point resale closing costs were a little lower than your estimate. They were $375 (about 6.75 per point). That seems to be about the low end. When I bid on a 50 point contract closing costs were going to be the same.
 
We were recently looking at a HH 80 point resale. They were asking $63 per point, with an additional $375 in closing costs. We decided against it and bought directly through Disney.
 



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