We were just on the 7 night cruise and inquired about adding on points at the VWL. We were told that if we add on points, we would have to use the 2000 points by Oct (our use year) because we have already banked the all of our 2000 points and we are now at the 50% banking deadline. Here's a little history: we bought 150 points in March and banked all the 2000 points at that time. We now want to add on points before the price increase and VWL selling out. We won't be able to go to WDW before Oct. Can't we do a one time banking when we buy the points like we did when we bought the first set of points even though we're past the banking deadline? I'm a little confused, plus it just doesn't seem fair.