We just made our 2nd small add-on at VWL as opposed to a BCV add-on. We too own the bulk of our points at BWV. DH initially ONLY wanted BWV so we added on twice there, till they sold out. Once we stayed at VWL, DH loved it SO much he said to add on there. Now while we were debating BCV or more at WVL, the clock is ticking, with prices going up, and in our last month for banking. SO..........we opted for VWL. And as someone else mentioned, keeping track of the use years is going to make me crazy. Even though all the use years are the same, some points can be used early and some cannot. Therefore, you may think you have enough points for a ressie but then you forget that part of those points belong to a different resort and therefore you must wait till the 7 month window to allocate those points. If not, then you have to borrow and hope you don't lose site of ALL those points. With banking and borrowing we will be able to stay at VWL for 10 days every other year or 5 nights every year. Adding BCV to the mix didn't make sense for us as BWV was just across the way and it's the same, location wise for us. Good luck deciding.