Add on points

[grumpy06]

Need advice
We are current dvc owners at SSR and want to add on points
Is there any good reason not to buy resale or should we continue with direct
Thanks

 

[Matty B13]

The only real reason to buy direct right now, is so that your existing points can be combined with your new points for any of the newer resorts (RIV & CFW). Resale points can no longer be combined for new resorts.

 

[RickNJane]

I bought direct because I could use a credit card and get my cards rewards. I also did not want to hassle with financing, waiting 8+ weeks to close, etc. Granted DVC is not offering any decent incentives currently and it is much cheaper to go resale. Also, I just could not wait that long to close as the 11 month window for our next planned trip is coming up pretty quickly.
With direct, I called my guide, told him what I wanted. and my new points and contract were on the books that day. They will also split the payment so you don't go over your cards limit.

As @Matty B13 stated, resale cannot be combined for new resorts.

Hope this helps.

 

[grumpy06]

Thanks to both
Good advice to think about

 

[Chili327]

What are you thinking of buying and what do you own now?

 

[Floridian From Afar]

Tough question because there are pros and cons to both. I think it really depends on the situation.

You'll save money with resale, hands down. But that comes with a cost as you'll likely not be able to use those points at future resorts. While it's impossible to predict the future, every new resort in the last few years has had these restrictions added. If not being able to book a room at restricted resorts will significantly impact your enjoyment of the product, than I think you should go direct.

If you value saving money, and don't mind being limited to certain resorts, than resale is a great option.

 

[Cfabar1]

If you are looking to buy resorts currently for sale, going direct vs. resale is able to rationalize...

If you're looking to buy say boardwalk or Vero Beach, buying resale is the only logical way to go, the markup on those points from DVD is too severe to justify.

 

[AstroBlasters]

The only real reason to buy direct right now, is so that your existing points can be combined with your new points for any of the newer resorts (RIV & CFW). Resale points can no longer be combined for new resorts.

And buying resale can be a PITA that takes months from start to finish. It really depends on which resort and the number of points being purchased.

 

[Cfabar1]

And buying resale can be a PITA that takes months from start to finish. It really depends on which resort and the number of points being purchased.

Conversely, certain resorts like VGF, and at times VGC can only be purchased resale and are not available to purchase via Disney.

 

[havoc315]

I have a bias towards direct points — use at all current and future resorts, and whatever “extras.”

That said — I just addded on additional Riviera points by resale. The price difference was too big to ignore. I still have my “blue card” and can use my direct points anywhere. But at least half my stays will be at my home resort with my add-on points contributing.

 

[Cfabar1]

I’m eyeing in about two to five years a big RIV resale contract. If the prices drop just low enough I could justify riding the hot air balloon over instead of staying at the swan and dolphin.

To me, funnily enough resale restrictions make resale much more attractive at the restricted resorts and direct purchase math much tougher. I’ve always thought DVC resale restrictions were silly because it’s not like it is impossible to stay in these resorts unless you own there. And the more restricted the points are, the better deal will be available to buy them on resale. Then once you sell resale points you won’t take the hit most likely either.

The only wrinkle could be if DVC over that 50 year period at RIV or other resale restricted resorts decided it isn’t worth maintaining the property to a standard as it is hurting sales elsewhere. Other properties could do this, but I’m skeptical Disney would want to but who knows.

 

[Chili327]

I’m eyeing in about two to five years a big RIV resale contract. If the prices drop just low enough I could justify riding the hot air balloon over instead of staying at the swan and dolphin.

To me, funnily enough resale restrictions make resale much more attractive at the restricted resorts and direct purchase math much tougher. I’ve always thought DVC resale restrictions were silly because it’s not like it is impossible to stay in these resorts unless you own there. And the more restricted the points are, the better deal will be available to buy them on resale. Then once you sell resale points you won’t take the hit most likely either.

The only wrinkle could be if DVC over that 50 year period at RIV or other resale restricted resorts decided it isn’t worth maintaining the property to a standard as it is hurting sales elsewhere. Other properties could do this, but I’m skeptical Disney would want to but who knows.

True, buying where you want to stay can become a whole other thing.

 

[havoc315]

I’m eyeing in about two to five years a big RIV resale contract. If the prices drop just low enough I could justify riding the hot air balloon over instead of staying at the swan and dolphin.

To me, funnily enough resale restrictions make resale much more attractive at the restricted resorts and direct purchase math much tougher. I’ve always thought DVC resale restrictions were silly because it’s not like it is impossible to stay in these resorts unless you own there. And the more restricted the points are, the better deal will be available to buy them on resale. Then once you sell resale points you won’t take the hit most likely either.

The only wrinkle could be if DVC over that 50 year period at RIV or other resale restricted resorts decided it isn’t worth maintaining the property to a standard as it is hurting sales elsewhere. Other properties could do this, but I’m skeptical Disney would want to but who knows.

Eventually every resort will have the restriction, so there won’t be any internal bias against maintaining the restricted resorts.

I did just get a fantastic price on resale — 175 points for $102 per point, though not many points until 2026.

I suspect Riviera resale prices could climb a bit in the medium term—
They can get a nudge up when the resort sells out in another 2 years or so.
Could get another nudge upwards as we get into the 2030’s and Riviera is the *only* long term DVC available in the Epcot area. (BCV and BWV will only have a few years left). Even if they do build something else in the Epcot area in the 2030’s, it will have resale restrictions.

Essentially, as you get into the 2030’s and 2040’s, the restrictions will mean less… as there are fewer unrestricted resorts.

The best time to buy RIV resale might be now, and over the next 1-2 years.

 

[Chili327]

Eventually every resort will have the restriction, so there won’t be any internal bias against maintaining the restricted resorts.

I did just get a fantastic price on resale — 175 points for $102 per point, though not many points until 2026.

I suspect Riviera resale prices could climb a bit in the medium term—
They can get a nudge up when the resort sells out in another 2 years or so.
Could get another nudge upwards as we get into the 2030’s and Riviera is the *only* long term DVC available in the Epcot area. (BCV and BWV will only have a few years left). Even if they do build something else in the Epcot area in the 2030’s, it will have resale restrictions.

Essentially, as you get into the 2030’s and 2040’s, the restrictions will mean less… as there are fewer unrestricted resorts.

The best time to buy RIV resale might be now, and over the next 1-2 years.

Not until after the contract expires and they start a new one.

 

[havoc315]

Not until after the contract expires and they start a new one.

Yes, which is coming to a bunch of resorts in just another 16 years.

And even in 6 years… which is more valuable, buying a 10-year contract at an “unrestricted” resort, or buying a contract with 35 years left.

 

[Chili327]

Yes, which is coming to a bunch of resorts in just another 16 years.

For sure, i just meant my contracts aren't going to change, so we'll have to purposely buy into them.

 

[havoc315]

For sure, i just meant my contracts aren't going to change, so we'll have to purposely buy into them.

2042 will be interesting. Obviously, thousands of people will lose their contracts instantly. Not every resort is going to just turn around instantly with new contracts. I’ll bet, for example, that they take the opportunity to tear down Boardwalk and completely reimagine it.
Further, many of the people who just lost their contracts that they inherited from their parents.. or that they purchased years earlier, may be priced out of “new” contracts.

In other words — you may see massive demand for resale contracts in 2041-2043. At that point, Riviera will still have 27-29 years left, possibly making it a great target for those who just lost their DVC.

 

[Chili327]

2042 will be interesting. Obviously, thousands of people will lose their contracts instantly. Not every resort is going to just turn around instantly with new contracts. I’ll bet, for example, that they take the opportunity to tear down Boardwalk and completely reimagine it.
Further, many of the people who just lost their contracts that they inherited from their parents.. or that they purchased years earlier, may be priced out of “new” contracts.

In other words — you may see massive demand for resale contracts in 2041-2043. At that point, Riviera will still have 27-29 years left, possibly making it a great target for those who just lost their DVC.

Interesting for sure... Although i bet a lot happens before then, like turning Yacht Club (or a portion) into DVC before 2042, & maybe something new between Epcot & CFW.
New DVC w/ Golf Cart Path going right through the middle.


I'm not sure they need to tear any of it down, but a major refresh/renovation for sure. You think complete demo & build a completely different structure?? I guess a tower makes financial sense & that's all they seem to care about now, so maybe, but if it ain't broke don't fix it. lol

 

[disneylandtour]

I’m eyeing in about two to five years a big RIV resale contract. If the prices drop just low enough I could justify riding the hot air balloon over instead of staying at the swan and dolphin.

To me, funnily enough resale restrictions make resale much more attractive at the restricted resorts and direct purchase math much tougher. I’ve always thought DVC resale restrictions were silly because it’s not like it is impossible to stay in these resorts unless you own there. And the more restricted the points are, the better deal will be available to buy them on resale. Then once you sell resale points you won’t take the hit most likely either.

The only wrinkle could be if DVC over that 50 year period at RIV or other resale restricted resorts decided it isn’t worth maintaining the property to a standard as it is hurting sales elsewhere. Other properties could do this, but I’m skeptical Disney would want to but who knows.

I think the big danger for RIV resale is--what happens if a hurricane knocks out the Skyliner for a year or so?

 

[disneylandtour]

Interesting for sure... Although i bet a lot happens before then, like turning Yacht Club (or a portion) into DVC before 2042, & maybe something new between Epcot & CFW.
New DVC w/ Golf Cart Path going right through the middle.
View attachment 915857

I'm not sure they need to tear any of it down, but a major refresh/renovation for sure. You think complete demo & build a completely different structure?? I guess a tower makes financial sense & that's all they seem to care about now, so maybe, but if it ain't broke don't fix it. lol

I'm writing this from Beach Club. There's a a chunk of space to expand over here without refurbing any hotel rooms into DVC studios.