If you want to spend $89, I suggest the storm chaser from LL Bean.
They fit very well and are medium weight (ie won't rip or snag easily like the cheap light ones). They are expensive, but well worth the money. We have had them since May 2005 and they still look new. The seems are taped and sealed, no leaks whatsoever. They also have zippers under the armpits, so if its hot, you have ventilation. The hood fits well to protect your head and face. I haven't carried an umbrella since I got mine.
Just to clarify, these are unlined jackets but moderately warm since they are sealed so well. I wear polar fleece under mine to make it warmer. LL bean has some similar coats with zip out liners, if that interests you.