Thank you so much for your service and keeping our country safe
Since you are splitting it up - Jan -May and then spending the summer elsewhere and then coming back in Sept-Dec I don't think it would be as bad as staying 9 months straight at Disney.
From Jan-May -- I would try to do 2 7 day crusies to break it up. There are a lot of deals during the slower crusing times. I already booked a Feb 2011 cruise and we got a fantastic price. Your idea of staying in a 1 bedroom for 12 nights Sun-Fri then switching to a studio for 9 nights sounds like the best way to save points and not go crazy in a studio. You could enjoy the perks of the 1 bedroom (the kitchen, laundry) and then rough it in the studio and then back again. I would definitely switch out the resorts. I'd stay in a studio at the bw and then switch to a 1 bedroom at the BLT then switch to a studio at the AK and then 1 bedroom at the BC etc etc. That way you won't feel like the walls are closing in as you will have an entire new resort to explore. Also, VB is only 2 hours from Disney and its such a nice resort right on the beach. Even though it is not Disney, it still have that Disney feel to it. Another strategy you could use is use your points during the value season to rent the 1 bedrooms and use your points in the higher seasons to cruise or stay in studios.
Each resort will have something new & fresh to offer due to its location. If you stay at the BLT, you could watch Wishes and the parade nightly and eat around the monorail. When you stay at the BW or BC you could try a different country for dinner every night since you can just walk there (in 5 minutes) from your room, at SSR, you could dine in a different restaurant at DTD, etc etc. (how cool would it be just to hop on the boat and go to DTD every night for 12 nights for dinner)
We stayed at the AKV 1 night and just explored the resort, ate at BOMA, enjoyed the animals and activities it had to offer without going to the parks at all. It allowed us just to relax and enjoy so much more without competing with the parks.
The idea of a portable bureau suggested by another poster sounds like a great idea, you can even buy a small dolly and use it to bring the bureaus down to the wash room when you stay at the studios. Since you will probably have a car you can store all your stuff in there while on your cruise, but if you don't the Owners locker does sound like a good idea.
When you come back in Sept-Dec-- I would try to stay at the BC & BW for the f&W festival, and also go back there to enjoy the candlelight procession as much as I could. I 'd also want to stay at the BLT to watch Hallowishes and the fireworks for the
MVMCP as many nights as I could (because I just love fireworks). In sept, if you love to play golf, I would stay at SSR to be close to the golf courses.
In regards to being able to tolerate the small space of the studio another suggestion would be to spend a lot of time in the lobby and surrounding areas. I know the BW has a beautiful lobby and out door area (with rocking chairs) overlooking the water and boardwalk area. We went to Newport RI this past weekend and stayed in a Holdiay Inn std room with 4 people, but I enjoyed it very much because they had a cozy lobby with a tv and couch and the pool could be viewed from the lobby (kids went swimming while Mom rested on the coach(after touring the town/city all day). We found it very nice to have that extra space where we could just chill and read the paper etc. Also, most
DVC have balconies-- some views are better than others so keep that in mind,. The balconies are soooo nice but make sure that you get a higher floor if you like the balconies or the 1st floor if you like a patio.
Sounds like you have a lot of planning to do. Just take it in bites. Since you won't have to make ressie for the SEPt-Dec part of your trip until after you start the Jan -May leg you may wish to wait and see what works out good and what doesn't. You may find you don't mind a Studio or that your wife actually will be dying for a home cooked meal!! Yes, eating out is nice, but nothing beats a home cooked meal every now and then
Enjoy your trip!!!