Just sold one of my DVC contracts. I had too many points and could not anticipate how I could use all of them. Purchased BWV in 2004 with banked points. Enjoyed years of vacations and points used exclusively at DVC resorts. Added up my dues for 8 years. Added in my closing costs when purchased. Threw in the commission to sell as well as a $50 closing fee paid by the seller.Calculated the difference between the purchase price and selling cost. Total cost of $8120.80. Each point used cost me about $5.64. Very economical way to vacation. Sort of a simplistic calculation but it works. Will miss the points but still have over 300 for future use! It really was a great value for our family!