50% Borrowing Restrictions Easing?

[ParkHoppers]

One good thing about only being able to borrow half is you always end up with full points every year. Even after you can borrow more I will not to ensure full points.

 

[HappyDisneyWife]

One good thing about only being able to borrow half is you always end up with full points every year. Even after you can borrow more I will not to ensure full points.

I agree with you- as I was living in a heavily borrowed state all the time … but!! It caused addonitis like I had never known before!! It had to be dealt with. So, we added on in 2020… 2021… & again in 2022

I’m finally feeling relief and am stable… but I fear it may not have been cured… just in a state of remission.

 

[Aussie RJ]

They won't let me borrow over 50%.. I thought some good old Aussie charm would work. I keep getting a bloke on the other end. And he doesn't think I'm funny.

 

[Madame]

I got a voice mail telling me if I still had concerns that I can contact X person at X number.

I was teaching at the time so didn’t get it until later, after I received an email indicating the new WL I had put in for the room I was after had filled (using my non HR points which had not reached the cap)….

This was a 2bd BCV on NYE…. What are the chances it filled on a 7 month WL…On the SAME day…..? Guess we’ll never know now….

Allowing holding, banking etc exceptions are *not* the same as allowing access-to -product exceptions. I would *never* complain about upgrades, points taken out of holding, late banking, extensions. We all need grace in our lives at times when things beyond our control happen.

Making exceptions on access or lack of access is not the same, especially since they at times profit via OTUP sales….

 

[pianomanzano]

I got a voice mail telling me if I still had concerns that I can contact X person at X number.

I was teaching at the time so didn’t get it until later, after I received an email indicating the new WL I had put in for the room I was after had filled (using my non HR points which had not reached the cap)….

This was a 2bd BCV on NYE…. What are the chances it filled on a 7 month WL…On the SAME day…..? Guess we’ll never know now….

Allowing holding, banking etc exceptions are *not* the same as allowing access-to -product exceptions. I would *never* complain about upgrades, points taken out of holding, late banking, extensions. We all need grace in our lives at times when things beyond our control happen.

Making exceptions on access or lack of access is not the same, especially since they at times profit via OTUP sales….

Just curious, any further updates or further official responses from Disney?

 

[Madame]

Just curious, any further updates or further official responses from Disney?

Nope - I haven’t had the time or energy to call back yet (we’re still finishing up the semester here with exams, final projects and report cards looming next week). The only response I got from the original CM was that borrowing exceptions were not being made

 

[pianomanzano]

Nope - I haven’t had the time or energy to call back yet (we’re still finishing up the semester here with exams, final projects and report cards looming next week). The only response I got from the original CM was that borrowing exceptions were not being made

All good and thanks for being a teacher!

 

[Mexacajun]

I got a voice mail telling me if I still had concerns that I can contact X person at X number.

I was teaching at the time so didn’t get it until later, after I received an email indicating the new WL I had put in for the room I was after had filled (using my non HR points which had not reached the cap)….

This was a 2bd BCV on NYE…. What are the chances it filled on a 7 month WL…On the SAME day…..? Guess we’ll never know now….

Allowing holding, banking etc exceptions are *not* the same as allowing access-to -product exceptions. I would *never* complain about upgrades, points taken out of holding, late banking, extensions. We all need grace in our lives at times when things beyond our control happen.

Making exceptions on access or lack of access is not the same, especially since they at times profit via OTUP sales….

Generally curious how you see exceptions on banking, holding different than borrowing?
Don’t they both involve access? I am not expert and not trying to argue. Just curious how you reconcile the two.

 

[Madame]

Generally curious how you see exceptions on banking, holding different than borrowing?
Don’t they both involve access? I am not expert and not trying to argue. Just curious how you reconcile the two.

Holding or borrowing exceptions are rare and based on extenuating circumstances. They also don’t intentionally interfere with the “1st come 1st serve” which is the very basis for the booking system.

Most exceptions for holding/late banking are not made while the member is actively competing to book a room. 2 members call at the same time to book the same room. There’s only one left. Both need to borrow just a few over restrictions. One is told no, one yes…..

This undermines the entire system. It’s the exact reason members are angry when DVC pulls a fast one and books its points before the window opens… They call out MS on these underhanded tactics because it is unfair competition, and rightly so.

 

[Mexacajun]

Holding or borrowing exceptions are rare and based on extenuating circumstances. They also don’t intentionally interfere with the “1st come 1st serve” which is the very basis for the booking system.

Most exceptions for holding/late banking are not made while the member is actively competing to book a room. 2 members call at the same time to book the same room. There’s only one left. Both need to borrow just a few over restrictions. One is told no, one yes…..

This undermines the entire system. It’s the exact reason members are angry when DVC pulls a fast one and books it’s points before the window opens… They call out MS on these underhanded tactics because it is unfair competition, and rightly so.

I see what you are saying. That makes more sense than my head figured it.

 

[keishashadow]

I feel for those who are being frustrated planning their trips.

however, It’s still been challenging to book reservations without increased borrowing permitted above the current 50%.

Idly thinking here…

if they bring it back slowly, with some modifications put in place, it should be more workable for most members.

perhaps, easeing into it, restricting the additional borrowing until the 8th month window for home resorts?

No idea how Aulani is booking up now. If it’s showing lots of availability, maybe open it up on an individual basis for borrowing for those at the 7 month mark

 

[TexasChick123]

Because of this restriction, I have adjusted and gone into banking mode rather than borrowing mode. Cutting down on Disney trips isn’t very hard when we had a glut of points from a big trip cancelled in Summer 2020 because of the Covid shutdown. However, I don’t like being restricted…ever!

 

[Stargazer65]

I'm getting curious to see what happens next month when I book a THV for next June. I want to borrow 2 extra points beyond 50% to add an extra day, I'll update on my success or failure.

 

[jgarrity1]

I have borrowed over the 50% rule. Granted, it was only a few points each time.

 

[LRdismom]

I have borrowed over the 50% rule. Granted, it was only a few points each time.

Same here, only about 5 points though.

 

[HtomSirveaux]

Everyone get their email this morning? Restriction is over. Literally the day after I would have returned from a trip if I was allowed to borrow in the first place. I give up.

 

[Brett Wyman]

Everyone get their email this morning? Restriction is over. Literally the day after I would have returned from a trip if I was allowed to borrow in the first place. I give up.

Just got it. This changes everything for us! Back to a 1-bedroom instead of a studio for 2023!

 

[CarolMN]

https://www.disboards.com/threads/borrowing-restriction-removed.3889594/