Okay....So if you pay with a credit card that has the same name on it as the TIW card OR you charge to your room key with the same name on the card, you shouldn't have to also show a photo ID. BUT....I really don't like hearing that you were able to use the card when the card holder was not present. That is NOT within the rules of the card, and misuses like that only cause the privledges of the card to be changed so that they aren't as beneficial for everyone else who might use the card properly. Shame on Disney for not enforcing the rules ALL the time.