2023 Use Year Question

[cruella4me64]

New resale owner. Looking at booking for October 2023 at my home resort for a 386 point reservation. I have 149 available to bank from 2022 by Feb 1st. My contract is 250 June Use Year. What does it mean when it says “Contract Details: Available to Bank from 2022: 149. Available to Borrow from 2024 Use Year: 250. Looks like you still need 136 more vacation points. You can borrow from the 2024 use year to complete your reservation.”

Why wouldn’t it just use/borrow June 2023 points? I see it’s conveniently right on the page to “Bank from 2022 Use Year” but the other option to click is “Borrow from 2024 Use Year”. Seems like I would still have 13 2023 Use Year points or what don’t I understand?

Thank you for your explanation. Wish I bought more than 250 points because I would love to also go in December 2023 in a studio (well, really, a 1 BR but a studio is more economical) but then I need to borrow into 2024 Use Year which I really should bank.

 

[supersnoop]

You need to bank your points first before you can use them for that trip. There is a nice easy way to borrow during the booking process, but no way to bank.

 

[Sandisw]

Since your trip is in your June 2023 UY, you need to get those 2022 points banked so the system can use them for the trip.

Until you do, all it sees is your 250 from 2023 which is why it wants to borrow from your 2024 UY.

During the booking, it will give you the option to bank but I typically just do it ahead of time.

 

[drusba]

And understand that the date you go online or call to make a reservation is irrelevant to which use year points are used. The only dates that matter for determining that issue is time when you will actually be at WDW. Thus, if today you were to make a reservation for time at your home resort in October 2023, the "current" use year points for that reservation are ones from your June 2023 use year. You could, at time of making a reservation borrow from your June 2024 use year. You could also use points banked from the June 2022 use year into your June 2023 use year, but for using banked points for the reservation (and for the system to recognize you have banked points to use), you must first bank them before attempting to make the reservation.