2 Memberships, August UY - Transfer, Borrow, or OTU pts

[kandlsutton]

I am toying with booking a trip next March to Hilton Head, but there is currently no availability for studios or 1 bedroom. A 2BR will work, especially of we take 1-2 of the adult kids, and it isn’t much more than the 1BR. Problem is I need more points than I have available in a single membership. I have 34pts in membership #1 (direct) and 66pts in membership #2 (resell). Both are August UY and trip would occur prior to our banking window, Reservation requires 24 pts per night.

These are the options I am considering:

1. If I don’t borrow points, I can only get 1 night with mem. #1 and 2 nights with mem. #2 and hopefully would not have to move rooms.
2. If I transfer points to one of the memberships, I could get 4 nights under 1 reservation.
3. I can buy up to 24 OTU points (per membership). I need 6 OTU points in mem #2 to get 3 nights and the 4th night would be under mem. #1. OTU points can’t be banked or transferred, correct?
4. I could borrow points from mem. #2, but borrowed points can be banked or transferred,

In options 3 and 4, I would lose the borrowed or OTU points if trip is cancelled and not used before 7/31/24.

Availability at Hilton Head tends to go quickly at 7 months, so I feel like I need to be prepared to book it (transfer points early or try to book dummy reservation). However, I am not sure of DH’s schedule and the trip actually happening is probably 50/50.

Looking for advice from others with multiple memberships. Which option would you suggest? Are there other options I’m not thinking about?

 

[Sandisw]

We don’t like to transfer too much and book some on one and some on the other…never had to move rooms.

However, we do not typically book things at 7 months so the extra days to book for doing it that way isn’t a big deal.

I would not borrow or buy OTU points if the trip could get canceled as both are now stuck.

So, I would transfer or just book the nights on each, with booking nights on each my first choice.

 

[kandlsutton]

We don’t like to transfer too much and book some on one and some on the other…never had to move rooms.

However, we do not typically book things at 7 months so the extra days to book for doing it that way isn’t a big deal.

I would not borrow or buy OTU points if the trip could get canceled as both are now stuck.

So, I would transfer or just book the nights on each, with booking nights on each my first choice.

If we want the 4th night, then transferring is my best option. do you think it matters which membership I transfer to? The direct membership is RIV so my resell points can’t be used there. So my guess is that I should move the RIV points to my CCV/VGF resell contracts??

 

[Sandisw]

If we want the 4th night, then transferring is my best option. donyou think it matter which membership I transfer to? The direct membership is RIV so my resell points cant be used there. So my guess is that I should move the RIV points to my CCV/VGF resell contracts??

I don’t think it matters a great deal but I would move the RIV then since those can be used everywhere.

 

[Genie+]

Can you borrow 30 points from the contract you’re taking 66pts? Then you could book the 4 nights, and use the 34 points some other time.

 

[kandlsutton]

Can you borrow 30 points from the contract you’re taking 66pts? Then you could book the 4 nights, and use the 34 points some other time.

I could but if we cancel I likely would lose those points. HH is hard to book at 7months and I won’t do WDW in June and July. A May trip to WDW is our best option, but not sure when DHs coaching season ends.