Ok,
a question for those who use credit cards for points and perks.
we have the Disney chase and it gives 1% back with Disney points which we use on the cruise. You can only use them at Disney themed places.
We, (meaning I do all the reasearch), UGH!! am looking for a new card that offers
cash back NOT air miles or gift cards.
I want one with a higher percentage than we have now and cash back. I have seen them from 2% to 5% but some have catches to them, when you read the fine print.
Also
NO annual fee.
Everyone wants the lowest percentage rate but we pay it off each month so that isnt a huge issue.
I want the cash back to use for vacations. Some give 2% for gas & Groceries but not the discount super markets and weird things like that. Of course everything else is 1% standards. I am working towards the 2010 cruise with this.
Ok, here is the question.
Do you have a cash back credit card that you are happy with and would recommend??
I am looking for some advice here before I pick one to apply for. I meet the qualifications for excellant credit for some companies and only good credit on others. They all look for something different on how they base your credit, not just your credit score.
i figure the gas to move back to Florida for 2 vehicles will give us a great boost for points.
Any recommendations would be appreciated.Kathy