Congrats OCD! What is your secret? You are sooo lucky! DH and I both have good jobs and only one DD(6) and it is a struggle to pay all the bills and budget for one vacation a year! LOL! What ever you are doing keep it up! Life is too short and unpredictable to not live each day like it's your last!
Okay, this is not really the actual answer because I'm at an unusual point in my life. I've been a pharmacist at a children's hospital for the last 9 years doing pretty well for myself with no children and luckily no college debt (THANK YOU MOM & DAD

). So when I got really frustrated this past summer at the way things were going at the hospital (had been at the breaking point for 2-3 years) and knowing that things were not going to change, I refinanced my house, took the equity out, and quit my job. So actually I can't keep up doing what I'm doing now because I've been having the time of my life and procrastinating on getting another job.
So everytime I tell my mother I've booked another cruise she just keeps reminding me that I can't pay for these until I get another job. Yes, I know... I am looking

but there are so many distractions around the house.

I'm reaching the end of where I said I was going to take a break though so I am serious about getting a job - I just really got off track with the whole
DCL announcement of the 2010 itineraries. I had to go visit my new cruising buddy in San Francisco (I met her on my Panama Canal cruise) to discuss our options before we booked.
So that's my longwinded, doesn't really explain it, answer.
But look at how much fun I'm having while I'm procrastinating... (wine country while visiting cruising friends!)