Not to put down guides, because that certainly is not my intention, but they want to make sales.
Regarding MFs BLT is expected to be $3.67 per point but that could well increase with time & may close the gap with AKV's MFs. Not including BLT right now SSR is lowest followed by OKW and then by AKV I believe.
Purchasing a resale contract could be a good alternative too and you can buy less than 100 points on a resale contract as well.