Why buy directly through Disney?

Discussion in 'Purchasing DVC' started by K1226M, Mar 1, 2013.

  1. K1226M

    K1226M Earning My Ears

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    Since it seems resale is considerably cheaper, what are the advantages of buying directly through Disney?
     
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  3. Szlabonyi

    Szlabonyi Earning My Ears

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    If u buy resale u are limited to using your points. At Disney vacation club villas only. But if u are buying it for Disney use only the. It's no biggie. I bought resale and have notice no difference as of yet they are talking about changing the rules again where u can use resale points only at your home resort
     
  4. dansamy

    dansamy DIS Veteran

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    Being able to trade out for non-DVC accommodations?
     
  5. dansamy

    dansamy DIS Veteran

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    Now THAT would suck! I'd even be ok with a 5 or 6 month booking window for resale non - home resort.
     
  6. kenspidey

    kenspidey Mouseketeer

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    Not going to happen. It would violate Florida law.
     
  7. Hunclemarco

    Hunclemarco DIS Veteran

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    If you buy resale, these options are not available to you:

    In addition to the Disney Vacation Club Resorts, Members who purchase directly from Disney, have access to a large selection of vacation experiences and resort destinations available through our Member Getaways program.
    Every Member Getaways option falls into one of the following collections:
    The Disney Collection features Resorts at Disney destinations worldwide. Stay at select Disney hotels in proximity to Disney Theme Parks in Florida, Southern California, France, Hong Kong and Japan. Or sail aboard Disney Cruise Line.
    With the Concierge Collection, take a truly stylish family vacation and enjoy luxury accommodations at some of the finest hotels in the world.

    All accommodations across the collections are subject to availability.


    Another thing resale members will not be able to take part in are the Member cruises.
    So, if someone wants to take part in any of these activities above, points would have to be purchaced directly through Disney.
    Many feel that using points for the items noted above are not a good use of thier points.
     
  8. CarolMN

    CarolMN DVC Co-Moderator Moderator

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    Resale points may be used for any DVC resort and also for anything in the World Passport Collection (exchanges via RCI or LBVTC).

    They may not be used for options in the

    * Disney Collection (non-DVC resorts at WDW & DL, and cruising on the DCL)
    * Concierge Collection
    * Adventurer's Collection

    Many buy direct because they want to use points for one of the options not available for resale points. Cruising on points is especially popular (even though it may not be a particularly good economic choice).

    Many buy direct to take advantage of the financing offered by Disney.

    Many buy direct because they are not aware of the resale market or believe it is "safer" to buy directly from Disney.

    I can't think of any other reasons people choose to buy direct.
     
  9. Hunclemarco

    Hunclemarco DIS Veteran

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    Thanks for the clarification. :goodvibes I wasn't aware that RCI was the "world passport collection". I corrected my post.
     
  10. luckyman_apd

    luckyman_apd DIS Veteran

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    CarolMN pretty much laid it all out there. I bought resale. I couldn't afford what we wanted buying direct. I did NOT want to finance it. However, many do and they get decent rates to finance it through disney. Financing is the biggest reason I see in buying direct.

    When you purchase resale, you do have to find a contract that fit your needs, and they may not be available, or it could take some time for one to come along. When you do find one and agree to terms with the seller you then have to wait 30 days for disney to decide on ROFR, then you can close, then disney puts you in their system. That whole process can't take 6-8 weeks minimum. Buying direct the points are yours and you're in the system almost immediately.

    My wife and I bought a smaller contract of 125 points that suits our needs. We only use them to stay at WDW so resale was a no brainer for us, but everyone has to decide what's best for them.
     
  11. intertile

    intertile Mouseketeer

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    I'm going on pure memory, but there are a few things that were guaranteed to all DVC members, regardless resale/retail.
    1) Your points could be used to stay at DVC participating resorts
    2) While the point per night of an accommodation can fluctuate from year to year, the total points on a point chart can never change.(meaning they can increase a studio on November 20th from 40 to 44 points, but they would have to reduce another night by the same 4 points)
    3) Another option will always be available to the owner should they decide to not want to visit DVC resorts.

    So, any perks that we get were never guaranteed. Disney collection, ABD, etc...never guaranteed(and those point charts can change any way they want them to). So this rumor that they want to limit using at your home resort would probably be a breach of contract by DVC. Not to say that there isn't a creative way to do that. They could easily call all the New resorts from GFV on, DVC2 resorts. Then they could limit existing DVC resale members from using them. The could also change the booking windows to 11-month home resort, 7 month all other resorts for retail, 5 month all other resale. Thats why everyone on these boards always says BUY WHERE YOU WANT TO STAY. Most likely, any restrictions that do come up will be ADDITIONS to retail customers, rather than subtraction to resale customers.

    Again, everything I've written above is off pure memory of the contract, and the wording is obviously changed. In addition, the restrictions are just pure speculation to further illustrate to the OP what the differences between retail/resale are, or might be....Not trying to start a panic :)

    The only reason I am considering purchasing retail again, is that I am looking for a small contract with my current Use Year, and For the past 3 months I have not been able to find on resale market.
     
  12. tjkraz

    tjkraz <img src="http://www.wdwinfo.com/images/silver.jpg

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    Is there some specific aspect of FL law you believe it would violate?
     
  13. DougEMG

    DougEMG DIS Veteran

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    One other reason would be for small point contracts (50) for particular UY and resorts when there isn't much if any availability on the resale market.
     
  14. CarolMN

    CarolMN DVC Co-Moderator Moderator

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    Yes, I forgot that one, LOL. Thanks for mentioning it (although luckyman_apd did allude to it in his post).

    I think it's a very common reason to go retail for existing members and not so important for buyers who aren't members yet.
     
  15. BrerNashville

    BrerNashville DIS Veteran

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    If you buy from Disney, you get your points immediately and can make a reservation right away. With resale, it's a longer process. Also, your guide can sometimes help you make your first reservation for a time/room that is otherwise all booked up. So, if you already have a trip planned for the near future, you may be able to rebook it in your DVC resort and apply your vacation dollars to DVC.

    Of course, given the difference between resale and direct from disney, you still come out ahead financially in most cases by keeping your cash pay reservation, buying resale and waiting for that first DVC stay for your next trip.
     
  16. dwight16

    dwight16 Mouseketeer

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    i am going through the same exact thing i want to start adding 25 points at a time i dont want to finance or go out on the hook for 10 to 15k for a big contract. someone told me a very good point also for small ones since there is high demand you pay a little bit extra and the closing costs can get up to 400 bucks. so take a 70 per point for 25 points plus 400 in closing your at 2150. i was just quoted 25 at bwv or bcv for 2850 and they back date to my use year so i have 25 points to bank right away. yes your paying a bit more per point but no hassel
     
  17. Breyean

    Breyean DVC Since '93

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    What do mean by "back date"?

    If you are in the 2012 UY for the one you are buying, you are simply getting the points due you. For example, I have a June UY. So I'm in my 2012 UY still. If I add on between now and May 31 I get the 2012 points because I'm still in my 2012 UY.
     
  18. luckyman_apd

    luckyman_apd DIS Veteran

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    While we bought resale, I don't think I would hesitate to purchase a small 25 point add on directly through disney. A small purchase like that I would want to be my current use year and those small contracts on the resale sites go fast and they usually go for asking price or higher. It's not just the size, but the UY that could take a really long time to find.....if ever. I have watched the resale listings and as a BLT owner with June UY, I don't see a ton of June UY at all regardless of the # of points.
     
  19. dwight16

    dwight16 Mouseketeer

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    i guess back date was not the best term i just know i am not going to book a trip in 2013 so i will bank the 2012's on the new contract so i view it as an extra few points.
     
  20. dwight16

    dwight16 Mouseketeer

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    just emailed my "guide" asked about the price increase and if they were extending contracts for BCV and BWV he told me he could not confirm or deny the rumors. sounds like a big yes to me. he also said being on the wait list means i get the current price not sure about the extended years.
     
  21. PookaJean

    PookaJean Mouseketeer

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    Do you get the annual pass discount if purchased as a resale?
     

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