I took the tour the first week of January, but my husband was not along on this trip. He asked me when the deposit is due (when we sign papers, at closing, or some other time)? Also, if one does not use Disney financing (although it sounds pretty good), where have others gotten financing, and what kind of loan is it? If it is a personal loan, that would be terribly expensive. We already have a home equity loan (close to being paid off, so you don't think we're completely irresponsible). Is it possible to have 2 home equity loans, or a home equity loan and a home equity line of credit? I'm so confused, but REALLY excited, too. Any advice would be greatly appreciated.