For my generation, it was big because of the driving. I was *so* put out that my 16th birthday fell on the Sat. of a holiday weekend so I had to wait until Tues. It doesn't seem to be as big a deal now, at least not among my kids' friends, probably because few of them actually get their licenses as soon as they're eligible and graduated licensing rules mean even those that do don't have much reason/ability to celebrate the achievement with friends (because they can't have friends in the car when they're driving!).
Except that boys get excited about driving too and have never had "sweet 16" parties.
For a lot of my kids' friends, they delayed getting their licenses because the parents did not want to pay for the insurance.
Most insurance companies have switched from "age" to "experience". A new driver at 19 will pay the same inflated rate as a 16 year old. It drops to the normal adult rate at either 3 or 5 years of experience.
In SC you get your learner's permit at 15 and after 6 months of a permit you can get a license. So I made sure all my kids got their licenses right at 15 1/2 so their insurance rates would be normalized as soon as possible.
Yeah, but presumably the 19yo has more ability to contribute to paying that insurance. That's what we've seen with families around us, at least - at 16/17, few kids in my town have jobs. We don't have many places that hire under 18 and the work-permit restrictions on hours make kids who are involved in sports/extracurriculars fairly undesirable as employees. After turning 18 a lot more kids work, even if it is just summers and weekends. Most of the new drivers we know are 18/19 and contributing to their insurance because their parents don't have room in the budget to simply absorb the insane rate increase on top of the highest-in-the-country insurance rates that we're already paying.
For two adult drivers with clean records who have never filed a claim, we're paying over $100/mo for liability-only coverage on one car. After DS18 gets his license, that's going to jump to about $300/mo. It is just common sense to put that off until he actually needs to be driving (for college - he'll be commuting) and can pay some of the cost himself.
Most insurance companies have switched from "age" to "experience". A new driver at 19 will pay the same inflated rate as a 16 year old. It drops to the normal adult rate at either 3 or 5 years of experience.
In SC you get your learner's permit at 15 and after 6 months of a permit you can get a license. So I made sure all my kids got their licenses right at 15 1/2 so their insurance rates would be normalized as soon as possible.
I just saw this thread and thought to myself, hey, I remember asking something similar a few years ago! Then I saw that it's my thread from ten years ago! When I posted it, my youngest daughter was 15, so I must have been thinking ahead to her 16th birthday. Well, that daughter is now 25! How did THAT happen!?!?
Are you going to have a sweet 26 birthday for your daughter??
I've never heard of a boy having a sweet sixteen party.
For my generation, it was big because of the driving. I was *so* put out that my 16th birthday fell on the Sat. of a holiday weekend so I had to wait until Tues. It doesn't seem to be as big a deal now, at least not among my kids' friends, probably because few of them actually get their licenses as soon as they're eligible and graduated licensing rules mean even those that do don't have much reason/ability to celebrate the achievement with friends (because they can't have friends in the car when they're driving!).