This past summer I took a job doing clerical work at a local university. I was immediately given the option of enrolling in classes there tuition-free. Thanks to that benefit I'm now working on my Master's Degree -- FOR FREE! After being employed there five years my spouse and children will also be allowed to take classes there tuition-free. That means my children can get their college degrees from this prestigious college (that costs about $44,000/year in tuition) for free. I share this because most colleges offer this benefit. Sometimes you have to work at a college for a year before getting free tuition, and sometimes you have to wait longer than five years to get the free tuition benefit for your kids and spouse. But it may be worth looking into. Colleges hire people will all sorts of backgrounds. The college I work at was recently hiring a mechanic, cleaning people, secretaries, grounds keepers, food servers, etc, as well as the traditional need for professors and administrators. All those folks get the same free tuition benefit that I got. My kids have already toured the college and are excited about getting to go there. The college also has a tuition exchange program. So if my children decide to attend a different college, the university I work for will pay 75% of their tuition at another college. Hoping this may help someone else who is thinking long-term about college for themselves or their family.