I was thinking I would pay the final balance within the next couple of days for our Jan cruise. the final payment date is 10/29 but i want to be able to make all of my ressies right on that day so I was thinking to just pay now. Is there any reason I shouldn't pay now? This would expedite me getting on the "my cruise" area and booking all Palo and excursions on 10/29 right? TIA!