Thanks. I don't know if you can get TiW without AP but it is something to look into. I have done the comparison of DP vs no DP and if we total up the cost of the food we are provided on the DP as a means of OOP $, the DP does stack up. HOWEVER, we would never eat that amount of food if we weren't on the DP or would probably buy two entrees to share between 3 etc. DH eats far less food than what the DP provides and I eat less for breakfast and lunch. So, I would need to compare where we would eat and WHAT we would actually eat to how much the DP would cost. I think I did this for the trip in May 2010 and decided that the savings was less than 5% but we did go the way of the DP in that trip. For this one next year, we would definitely need to work it out. We will be staying in a DVC and would probably have breakfast in the room at least 3 or 4 times; and then there is probably two dinners planned where we would 'home cook'. I also think that one of the other dissers has a TiW card. And we'll be there during F&W....so the number crunching will be rather different.