Need the Veteran DVCers to confirm this works

[OrangeBirdGirl]

I'm newer to DVC and have two small contracts that i purchased on the resale market. Next year we are going to WDW and probably not going in 2017, I wanted to take my parents (they'd have own room). I am pretty sure what I'm doing will work but jut wanted someone to take a look to confirm. I realize some resorts may not be available at the 7 months window, we are looking at a variety of options and the scenario I'm using below is getting in at the most points. Thanks in advance!

Bay Lake Tower Contract (April UY - 50 points)
April 2015 - received 48 points
April 2016 - receive 50 points to total 98
September 2016 - stay at Wilderness for 107 points so borrow 9 from 2017
April 2017 - receive 41 points
April 2018 - receive 50 points, new total 91

Saratoga Springs Contract (June UY - 60 points)
June 2016 - receive 59 points
September 2016 - stay at Wilderness for 107 points so borrow 48 from 2017
June 2017 - receive 12 points
June 2018 - receive 60 points, new total 72

I guess my main point of confusion is wondering how long do I have to use the April 2015 points? Since they'd be banked in fall of 2015 then I'd have until March 2017 to use them as adding another year?

Thanks again for anyone's feedback!

 

[jekjones1558]

Assuming the April 2015 points are not points that were already banked from 2014, then your plan looks just fine. But don't forget to bank before the 8 month window closes! And good luck getting what you want at 7 months. September is one of the easier months to book so you should be fine.

 

[KAT4DISNEY]

I guess my main point of confusion is wondering how long do I have to use the April 2015 points? Since they'd be banked in fall of 2015 then I'd have until March 2017 to use them as adding another year?

Thanks again for anyone's feedback!

Any 2015 points banked into 2016 in your April UY will need to be used between April 1, 2016 and March 31, 2017. Any 2015 points banked into 2016 from your June UY will need to be used between June 1, 2016 and May 31, 2017.

 

[OrangeBirdGirl]

Thank you both so much! And, no the points that I have in April 2015 were not banked. I used my 2013 and 2014 points to stay in Sept 2014.