Thank you for the reply Marion! I apologize for all the customization requests. That was my misunderstanding. I completely understand if it is not possible.
And with regards to #5, yes I do see it but it is not personalized (which I understand now you won't do), but I only see it with the watermark. I was able to use your password to access the PB site & album, I also signed up myself for Photobucket, but no matter what I try, when I download, there is the watermark. I figured that is the intent so users could not steal for commercial purposes. That is also why I thought you required personalization. So again, I apologize, I just misunderstood. I will try other methods or a different plan.
Thank you again for your reply and patience!!!