Our first DVC purchase was in 2008 - we purchased for under $100 a point with incentives and such.
We have since made three more DVC purchases, one more direct, and two resales.
Our best value was our Hilton Head Purchase at $41.85 per point - yes, the MF's are a lot higher per point at HHI, but we LOVE LOVE LOVE that resort and look forward to using it for many years to come. We have stayed in a 1 BR, 2BR, and a 3BR Grand Villa. It is such a great departure from WDW, and they do a really great job with the activity programming, and keeping the resort beautifully maintained!
Our most expensive purchase was BLT at around $97 a point - plus we received a 7 night cruise, plus $$ off per point as incentive.
Here is the entirety of the problem of with the price of DVC:
When DVC was first started, inventory was limited to one resort - demand wasn't high, because it truly was Disney's best kept secret. Then they added resorts, raised prices, amped up marketing, built resorts, added features... built resorts, raised prices, raised prices, raised prices.....
The volume of product available for purchase is larger than the volume of cash in hand consumers ready to buy (retail or resale).
Classic economics - supply is larger than demand, so Disney has to spend a vast amount of resources to create a false sense of demand, artificially raise prices, and then market a false sense of value with the urgency of 'by now, prices are going to go up!'
DVC is a leased product with an end date - what happens when that product expiration date is reached?
They have already given OKW owners the option to extend their contract - will that become a regular thing?
How will all of that effect resale prices?
There has to be one of two things happen to stabilize the value of DVC:
1 - DVC has to stop building to equalize supply and demand
2 - DVC has to charge a high transfer fee to make resales full value.
(for instance a $2,500 transfer fee that would grant buyers access to ALL of the exchange options available through direct purchase - instead of limiting the options on resales, Disney could capitalize the process)
Presently Disney makes nothing from a resale - I don't even know if there is a transfer fee in place. (Does anyone know?)
Disney has to make the opportunity to profit from resales in some way by bringing the price of resales closer to the price of direct purchases - they can't do that by price per point, but they can through fees and such - they just haven't gotten smart about the whole thing.
As previous posters have said - the December meeting would never be the time to announce changes....so... stay tuned!