With no qualification, $250K is a large number. But how many days of enjoyment is that going to yield? There's an assumption made with every DVC purchase that the buyer WANTS to spend a significant amount of time--and money--visiting the Disney parks and resorts. Pre-paying for the accommodations via DVC is only going to lessen the financial burden in later years of ownership. Dues will rise as resort operating costs go up...but so will rates for Disney hotels. 10 or 20 or 30 years from now, there is no reason to believe Disney will accept lower profit margins on its hotel business.