We're only thirty, so we're planning on still being alive in 2054 when SSR expires. Hopefully. I suppose 3 100 point contracts would only be about $1000 in extra costs up front. I wonder if the utility of having smaller contracts makes that cost worth it. Also need to find contracts with the same use year to keep it simple.
We originally planned on selling when the girls were too old to enjoy yearly trips. But I've thought about it, and if my parents owned DVC they'd definitely go down themselves at least semi annually, so we're gonna keep this til the bitter end. Do you think they'll extend past 2054 like they've done to OKW? Not sure I want an interest in 50+ year old property anyways.
I just can't justify the extra per point cost to own at multiple resorts. I'd love to be able to book a value at BLT 11 months out, but the extra ~$40 per point, even spread out for 30+ years, doesn't seem like a smart buy to me. Like I said in my OP, SSR is beautiful, and I'd consider myself lucky to be 'stuck' there.
Getting a little discouraged though, I've inquired on a few contracts that were posted, and they've already been sold. Wish they would update their listings more frequently.