Hmm...I'm going to say B-/C+ overall. It's been a tough year financially (yes, I know there is a Disney ticker in my signature...not booked yet so plans can change if needed).
The good: Our third daughter was born in February. She was a surprise, but a good surprise, and added the finishing touch to our family. She's a great baby, and a total sweetheart. Other good things - we celebrated our 10th wedding anniversary in June with a long, kid-free weekend at Disney. Also, our kids are having a great year in school, and are busy with activities they enjoy, especially theater. Everyone in our family is healthy.
The mediocre: Our baby was diagnosed with a heart defect the day she was born. A very minor one, a VSD for those who know heart issues, but still scary to hear the words "heart defect" when it comes to your newborn. Good news is one of the holes seems to have already closed, and the other is very small. She's doing just fine. Our middle daughter was also tested because she has a heart murmur as well, and her test turned out fine.
The bad: It's just been a trying year financially. Our tax refund was to be used to pay off the bills from our daughters birth, but then we had some large car repairs come up, our water heater went out so things were really tight, and continue to be. This is the most challenging year I've had trying to pull off Christmas gifts. My hours were cut at work, but I managed to pick up a casual position at a different office in our system to just about make up what I lost. My husband and I both work in healthcare (me in Marketing, him as an O.R. tech) and are just kind of worried about what Obamacare may mean for our jobs. Just a lot of uncertainty right now.
Hoping things stabilize in 2013, we all stay healthy, we can get some debt paid down, and still have enough for a "budget" trip to WDW in late summer.
2008 was definitely my "F" year. My step-dad and my grandfather (my poor mom's husband and father) both passed away of pancreatic cancer. I REALLY thought I was going to lose my job. I managed to survive, but the stress that brought was awful.
1999 was one of the best. It was just a fun time...you know, in college, carefree, going to a lot of concerts and fun things, but still being supported by mom and dad. That was the year my husband and I started dating too.
Wishing you all happy holidays and a great 2013!