alicia1506
DIS Veteran
- Joined
- Aug 26, 2011
so you all know i struggled at the end of last year and the beginning of this year. we came back from our trip all happy & excited, and i'd had a few bouts of sickness, but nothing too bad. then whammo. over the november -march period, i was hideously ill all the time, in & out of hospital, almost lost my job, i think i paid for my doctor's youngest kid's trip to france .... so that was 5 mths of practically no income for me, living on just carlo's income and struggling financially -- and we've already pre-booked our dream disney vacation for this year and some of you have been kind enough to follow our 'how will he pop the question' suggestions thread... so this is a big trip, our wonderful over the top, first trip as a couple trip .... but...
no matter how i work the numbers or scrimp or save, i cannot make this trip any cheaper than it is, and it will likely blow out if the us dollar rises against the aussie dollar, which knowing my luck, it will do.
we're not at the 'do we or don't we cancel' stage ... yet. but each pay that we can't quite meet the savings plan i've drawn up... my stress levels rise a little more, and we fall just a little further and further behind our ideal savings target for this trip....
but today i was browsing the interwebs and saw an ad that got me thinking... which is a little dangerous, but still... some people take out loans or get credit cards to help defray some of the upfront costs of a holiday, and then pay it back over time.. with the dreaded interest...
is it something you would do so that you didn't have to cancel your trip plans? we are still able to put $$ away every week for our trip, but i'd love to have the peace of mind of having just a little bit extra in the pocket to be able to cover those expenses.
would you do it? do you think it's smart? has anyone taken out a loan to pay for/help pay for a holiday?? thoughts/ ideas/help anyone