is to save for our trip over the next 7 months and we will all going well have 99.9% of the trip paid but as this is our first real family overseas holiday Im a bit worried that I will have underestimated on some things, forgotten to budget for something or that well be so dependent on what the dollar is doing and our luck will be that itll bottom out the day before we fly or something. So were getting a CC for back up, its a hugely exciting trip for us and I dont want to be constantly watching the pennies while were away. I dont mind doing that all year, making the budget stretch to save as much as possible but I dont want to have to say no to stuff on holiday. So if it comes to it and we have a few thousand dollars on the CC when we get home then so be it, well just knuckle down and budget again for a couple of months to pay it off. I would not however put the bulk of the trip on credit though, I know people who do this and I think it must be quite depressing to still be paying for a holiday a year or more afterwards. But then I guess it really depends on your own personal feelings about debt, we dont have any apart from the mortgage, and we dont even have a credit card currently just one of those debit cards that act like a CC but use your own money so I am not so keen on debt because it took us a looooong time to pay off debt racked up when we were young and clueless.