I'll be able to book tomorrow but have some questions for you the experts! 1. What is a category T and V? 2. I am looking at doing a Verandah, category 5 I think. What difference do the letters make? I guess I mean is a 5A THAT much better than a 5B? 3. I am trying to look at floor plans. We have a family of 4. On the Magic and Wonder they had a pull down from the wall that made it like bunk beds, will it be like that on the Fantasy? Can't really tell from the website. 4. Is category 4 worth the money to upgrade to a bigger room? our kids will be older teens, not sure if that makes a difference. 5. Anyone have an idea of what decks are those to AVOID if you have a verandah? 6. Transfers? Isn't Disney transportation free? 7. Why not buy insurance? Or, do you buy it from somewhere else?