Can you buy DVC with GC

Discussion in 'Purchasing DVC' started by Dividends, Oct 24, 2013.

  1. Dividends

    Dividends Earning My Ears

    Joined:
    Sep 26, 2013
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    38
    Someone mentioned in another thread they pay their dues with gift cards.

    Can you buy dvc with gift cards?

    And/or can you buy DVC with credit card if your limit is high enough to buy?

    Thanks
     
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  3. rosanab1031

    rosanab1031 Mouseketeer

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    Feb 19, 2013
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    Those are some GREAT questions. I am also interested.

    I was able to put my 10% downpayment on a CC. And it was my Disney CC so I got points back AND 6 months no interest :D
     
  4. pciav

    pciav Earning My Ears

    Joined:
    Aug 20, 2013
    Messages:
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    I don't know about gift cards but, I am sure it would not be an issue. We paid the deposit and the balance via credit card for our VGF purchase and racked up enough airline miles with bonuses for more than a couple of free flights. Paid the bill at the end of the month, no finance charges.

    This will only work buying direct. Resale, depending on the Title Co., has small CC limits. Our experience with Fidelity (First American Title) was a $2k limit, $1k deposit and an additional $1k before closing. At ********** (Timeshare Title & More) limited to $1k on a CC subject to a $60 fee. We didn't use a CC with **********. I am not sure about TSS (Magic Vacation Title) as we haven't dealt with them yet.

    Hope this helps.
     
  5. k3chantal

    k3chantal DIS Veteran

    Joined:
    Sep 7, 2011
    Messages:
    1,128
    Yes, you can purchase DVC directly with a credit card. We did this, immediately paid it off, and used the points earned, to fly the family out to WDW for our first DVC trip.
     
  6. Jetsetter42

    Jetsetter42 Mouseketeer DVC Gold

    Joined:
    Aug 8, 2011
    Messages:
    87
    Just did a VGF purchase direct and put the full amount on my Disney Visa. 2% rewards and 0% APR for 6 months on the purchase. No point in giving Disney the full amount upfront when I can leave it my investment account and let it earn dividends over the next 6 months. I pay the minimum each month on the card and then the balance at the end of 6 months and I've paid no interest, but I've earned a bunch.
     

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